BMW 4er-Reihe F32/F33/F36/F82/F83 420i Gran Coupe Sport Line xDrive Steptronic - Costs
Monthly costs for BMW 4er-Reihe F32/F33/F36/F82/F83 420i Gran Coupe Sport Line xDrive Steptronic
The insurance costs for the BMW 4er-Reihe F32/F33/F36/F82/F83 420i Gran Coupe Sport Line xDrive Steptronic are extremely high at around 214 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft).
The monthly tax is only 12 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the BMW 4er-Reihe F32/F33/F36/F82/F83 420i Gran Coupe Sport Line xDrive Steptronic trades for 47850 €, the offered vehicle has a gross list price of 51799 €.
BMW 4er-Reihe F32/F33/F36/F82/F83 420i Gran Coupe Sport Line xDrive Steptronic Total cost & lease factor
Calculation basis
With a lease rate of 478.62 € per month for a term of 42 months, the BMW 4er-Reihe offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 6000 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 26102.04 €) by the number of months (for this offer: 42 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 51799 €, you get the leasing factor.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 42 months
20.102,04 €
Transfer / Approval
6.000,00 €
+
Total cost
26.102,04 €
Leasing factor
Total cost
26.102,04 €
Runtime
42 Months
÷
Leasing rate
478,62 €
(402,20 € netto)
Effective leasing rate
621,48 €
(522,25 € netto)
Kaufpreis
51.799,00 €
Leasing factor
0.92
Effective leasing rate
1.2
BMW 4er-Reihe F32/F33/F36/F82/F83 420i Gran Coupe Sport Line xDrive Steptronic Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 478.62 €, the BMW 4er-Reihe F32/F33/F36/F82/F83 420i Gran Coupe Sport Line xDrive Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 42 months at the most favorable lease price . In the case of the BMW 4er-Reihe, the monthly vehicle tax is quite favorable at 12 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 135 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 214 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 51799 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 6000 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.75 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 42 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
25.572,00 €
Actual cost / Km
Fixed operating costs
25.572,00 €
Lease payments Total
20.102,04 €
+
Total cost
45.674,04 €
Total kilometers
35.000,00
÷
Cost / Km (only leasing)
0,75 €
Cumulative total cost / Km
0,75 €
Price development leasing BMW 4er-Reihe F32/F33/F36/F82/F83 420i Gran Coupe Sport Line xDrive Steptronic
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