Find out the projected monthly maintenance cost for the BMW 4er-Reihe F32/F33/F36/F82/F83 420i Gran Coupe M Sport xDrive Steptronic with tax, running costs, insurance and workshop costs.
If you are planning to lease a BMW 4er-Reihe F32/F33/F36/F82/F83 420i Gran Coupe M Sport xDrive Steptronic, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 979 €.
With a lease term of 48 months and a monthly lease payment of 520
€ with 10000 km mileage per year, there are fixed leasing costs of 30439 €. The insurance costs for the BMW 4er-Reihe F32/F33/F36/F82/F83 420i Gran Coupe M Sport xDrive Steptronic are extremely high at around 177 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft).
The monthly tax is only 19 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The high average depreciation of the BMW 4er-Reihe F32/F33/F36/F82/F83 420i Gran Coupe M Sport xDrive Steptronic amounting to 629 € per month (for use over 5 years) is due not least to the high gross list price of 49700 €. On average, the BMW 4er-Reihe F32/F33/F36/F82/F83 420i Gran Coupe M Sport xDrive Steptronic trades for 55946 €, the offered vehicle has a gross list price of 49700 €.
With a lease rate of 520 € per month for a term of 48 months, the BMW 4er-Reihe offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 5479 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 30439 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 49700 €, you get the leasing factor. This BMW 4er-Reihe results in an effective leasing factor of 1.28, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
Leasing rates / 48 months
24.960,00 €
Transfer / Approval
5.479,00 €
Total cost
30.439,00 €
Total cost
30.439,00 €
Runtime
48 Months
Leasing rate
520,00 €
(436,97 € netto)
Effective leasing rate
634,15 €
(532,90 € netto)
Bruttolistenpreis
49.700,00 €
Leasing factor
1.05
Effective leasing rate
1.28
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 520 €, the BMW 4er-Reihe F32/F33/F36/F82/F83 420i Gran Coupe M Sport xDrive Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the BMW 4er-Reihe the monthly vehicle tax averages out at 19 €. In the case of the BMW 4er-Reihe, the monthly vehicle tax is quite favorable at 19 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), are according to the performance of the vehicle 173 € monthly. Added to this are insurance costs of 177 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 49700 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 5479 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.76 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
27.895,00 €
Fixed operating costs
27.895,00 €
Lease payments Total
24.960,00 €
Total cost
52.855,00 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,76 €
Cumulative total cost / Km
0,76 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €