Find out the projected monthly maintenance cost for the BMW 4er-Reihe F32/F33/F36/F82/F83 420i Gran Coupe M Sport xDrive Steptronic with tax, running costs, insurance and workshop costs.
If you would like to lease a BMW 4er-Reihe F32/F33/F36/F82/F83 420i Gran Coupe M Sport xDrive Steptronic, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.
With a lease term of 42 months and a monthly lease payment of 379
€ with 10000 km mileage per year, there are fixed leasing costs of 15918 €. The insurance costs for the BMW 4er-Reihe F32/F33/F36/F82/F83 420i Gran Coupe M Sport xDrive Steptronic are extremely high at around 177 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft).
The monthly tax is only 19 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The high average depreciation of the BMW 4er-Reihe F32/F33/F36/F82/F83 420i Gran Coupe M Sport xDrive Steptronic amounting to 629 € per month (for use over 5 years) is due not least to the high gross list price of 37980 €. On average, the BMW 4er-Reihe F32/F33/F36/F82/F83 420i Gran Coupe M Sport xDrive Steptronic trades for 55946 €, the offered vehicle has a gross list price of 37980 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The lease payment is 379 € per month for a term of 42 months, so it is an average-priced offer. Can we still talk about a leasing deal for the BMW 4er-Reihe? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this BMW 4er-Reihe results in an effective leasing factor of 1, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 42 months
15.918,00 €
Transfer / Approval
0,00 €
Total cost
15.918,00 €
Total cost
15.918,00 €
Runtime
42 Months
Leasing rate
379,00 €
(318,49 € netto)
Effective leasing rate
379,00 €
(318,49 € netto)
Kaufpreis
37.980,00 €
Leasing factor
1
Effective leasing rate
1
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 379 €, the BMW 4er-Reihe F32/F33/F36/F82/F83 420i Gran Coupe M Sport xDrive Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 42 months at the most favorable lease price . For the BMW 4er-Reihe the monthly vehicle tax averages out at 19 €. In the case of the BMW 4er-Reihe, the monthly vehicle tax is quite favorable at 19 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), are according to the performance of the vehicle 173 € monthly. Added to this are insurance costs of 177 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 37980 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: rather high cost per kilometer (0.45 EUR) meets a rather high effective leasing factor of 1. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 42 months).
Costs p.a. (excl. leasing)
19.614,00 €
Fixed operating costs
19.614,00 €
Lease payments Total
15.918,00 €
Total cost
35.532,00 €
Total kilometers
35.000,00
Cost / Km (only leasing)
0,45 €
Cumulative total cost / Km
0,45 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €