Find out the projected monthly maintenance cost for the BMW 4er-Reihe F32/F33/F36/F82/F83 420d Gran Coupe M Sport xDrive Steptronic with tax, running costs, insurance and workshop costs. If you would like to lease a BMW 4er-Reihe F32/F33/F36/F82/F83 420d Gran Coupe M Sport xDrive Steptronic, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €. With a lease term of 60 months and a monthly lease payment of 556.18 € with 10000 km mileage per year, there are fixed leasing costs of 37870.8 €. The insurance costs for the BMW 4er-Reihe F32/F33/F36/F82/F83 420d Gran Coupe M Sport xDrive Steptronic are extremely high at around 198 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft). The new CO2 pricing results in an increased monthly tax of 28 €. The high average depreciation of the BMW 4er-Reihe F32/F33/F36/F82/F83 420d Gran Coupe M Sport xDrive Steptronic amounting to 684 € per month (for use over 5 years) is due not least to the high gross list price of 58500 €. On average, the BMW 4er-Reihe F32/F33/F36/F82/F83 420d Gran Coupe M Sport xDrive Steptronic trades for 59114 €, the offered vehicle has a gross list price of 58500 €.
With a lease rate of 556.18 € per month for a term of 60 months, the BMW 4er-Reihe offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 4500 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 37870.8 €) by the number of months (for this offer: 60 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 58500 €, you get the leasing factor. This BMW 4er-Reihe results in an effective leasing factor of 1.34, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 60 months
33.370,80 €
Transfer / Approval
4.500,00 €
Total cost
37.870,80 €
Total cost
37.870,80 €
Runtime
60 Months
Leasing rate
556,18 €
(467,38 € netto)
Effective leasing rate
631,18 €
(530,40 € netto)
Kaufpreis
46.988,00 €
Leasing factor
1.18
Effective leasing rate
1.34
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 556.18 €, the BMW 4er-Reihe F32/F33/F36/F82/F83 420d Gran Coupe M Sport xDrive Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 60 months at the most favorable lease price . For the BMW 4er-Reihe the monthly vehicle tax is rather high at 28 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 126 € monthly. Added to this are insurance costs of 198 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 58500 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 4500 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.76 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 60 months).
Costs p.a. (excl. leasing)
32.040,00 €
Fixed operating costs
32.040,00 €
Lease payments Total
33.370,80 €
Total cost
65.410,80 €
Total kilometers
50.000,00
Cost / Km (only leasing)
0,76 €
Cumulative total cost / Km
0,76 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,64 €
Leasing factor
1.07
from534,42 €