Find out the projected monthly maintenance cost for one BMW 3er-Reihe G20/G21/G80 320i Touring M Sport Steptronic with tax, running costs, insurance and workshop costs.
If you would like to lease a BMW 3er-Reihe G20/G21/G80 320i Touring M Sport Steptronic, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 929 €.
With a lease term of 48 months and a monthly lease payment of 435
€ with 10000 km mileage per year, there are fixed leasing costs of 21809 €. The insurance costs for the BMW 3er-Reihe G20/G21/G80 320i Touring M Sport Steptronic are extremely high at around 167 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft).
The monthly tax is only 13 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the BMW 3er-Reihe G20/G21/G80 320i Touring M Sport Steptronic trades for 47400 €, the offered vehicle has a gross list price of 49675 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
With a lease rate of 435 € per month for a term of 48 months, the BMW 3er-Reihe offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 929 €. Dividing the total costs (leasing costs + fixed costs = 21809 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 49675 €, you get the leasing factor. With this BMW 3er-Reihe results in an effective leasing factor of 0.91, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Leasing rates / 48 months
20.880,00 €
Transfer / Approval
929,00 €
Total cost
21.809,00 €
Total cost
21.809,00 €
Runtime
48 Months
Leasing rate
435,00 €
(365,55 € netto)
Effective leasing rate
454,35 €
(381,81 € netto)
Bruttolistenpreis
0,00 €
Leasing factor
0.88
Effective leasing rate
0.91
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 435 €, the BMW 3er-Reihe G20/G21/G80 320i Touring M Sport Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the BMW 3er-Reihe, the monthly vehicle tax is quite favorable at 13 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 126 € monthly. Added to this are insurance costs of 167 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 49675 €. The total invoice for this offer also includes the transfer and registration costs in the amount of 929 € (one-time). The final assessment of this offer: rather high cost per kilometer (0.55 EUR) meets a rather high effective leasing factor of 0.91. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
21.185,00 €
Fixed operating costs
21.185,00 €
Lease payments Total
20.880,00 €
Total cost
42.065,00 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,55 €
Cumulative total cost / Km
0,55 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €