Find out the projected monthly maintenance cost for the BMW 3er-Reihe G20/G21/G80 320i Touring Luxury Line Steptronic with tax, running costs, insurance and workshop costs.
If you are planning to lease a BMW 3er-Reihe G20/G21/G80 320i Touring Luxury Line Steptronic, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 979 €.
With a lease term of 36 months and a monthly lease payment of 259
€ with 10000 km mileage per year, there are fixed leasing costs of 10303 €. The insurance costs for the BMW 3er-Reihe G20/G21/G80 320i Touring Luxury Line Steptronic are extremely high at around 167 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft).
The monthly tax is only 13 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the BMW 3er-Reihe G20/G21/G80 320i Touring Luxury Line Steptronic trades for 46400 €, the offered vehicle has a gross list price of 37750 €.
The lease payment is 259 € per month for a term of 36 months, so it is an average-priced offer. Can we still talk about a leasing deal for the BMW 3er-Reihe? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 979 €. Dividing the total costs (leasing costs + fixed costs = 10303 €) by the number of months (for this offer: 36 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 37750 €, you get the leasing factor. With this BMW 3er-Reihe results in an effective leasing factor of 0.76, therefore it is a good value leasing vehicle and a good leasing deal.
Leasing rates / 36 months
9.324,00 €
Transfer / Approval
979,00 €
Total cost
10.303,00 €
Total cost
10.303,00 €
Runtime
36 Months
Leasing rate
259,00 €
(217,65 € netto)
Effective leasing rate
286,19 €
(240,50 € netto)
Bruttolistenpreis
37.750,00 €
Leasing factor
0.69
Effective leasing rate
0.76
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 259 €, the BMW 3er-Reihe G20/G21/G80 320i Touring Luxury Line Steptronic is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . In the case of the BMW 3er-Reihe, the monthly vehicle tax is quite favorable at 13 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 126 € monthly. Added to this are insurance costs of 167 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 37750 €. The total invoice for this offer also includes the transfer and registration costs in the amount of 979 € (one-time). The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.34 € and the effective leasing factor of 0.76.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Costs p.a. (excl. leasing)
15.091,00 €
Fixed operating costs
15.091,00 €
Lease payments Total
9.324,00 €
Total cost
24.415,00 €
Total kilometers
30.000,00
Cost / Km (only leasing)
0,34 €
Cumulative total cost / Km
0,34 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €