BMW 3er-Reihe G20/G21/G80 320i Touring Advantage Steptronic - Costs

Monthly costs for BMW 3er-Reihe G20/G21/G80 320i Touring Advantage Steptronic

BMW 3er-Reihe G20/G21/G80 320i Touring Advantage Steptronic

Find out the monthly maintenance cost for one BMW 3er-Reihe G20/G21/G80 320i Touring Advantage Steptronic with tax, running costs, insurance and workshop costs. If you are interested in leasing a BMW 3er-Reihe G20/G21/G80 320i Touring Advantage Steptronic, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.

With a lease term of 60 months and a monthly lease payment of 342.41 € with 10000 km mileage per year, there are fixed leasing costs of 20544.6 €. The insurance costs for the BMW 3er-Reihe G20/G21/G80 320i Touring Advantage Steptronic are extremely high at around 167 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft).

The monthly tax is only 13 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the BMW 3er-Reihe G20/G21/G80 320i Touring Advantage Steptronic trades for 42500 €, the offered vehicle has a gross list price of 32488 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

BMW 3er-Reihe G20/G21/G80 320i Touring Advantage Steptronic Total cost & lease factor

Calculation basis

The lease payment is 342.41 € per month for a term of 60 months, so it is an average-priced offer. Can we still talk about a leasing deal for the BMW 3er-Reihe? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This BMW 3er-Reihe results in an effective leasing factor of 1.25, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.

However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.

Fixed costs

Leasing rates / 60 months

20.544,60 €

Transfer / Approval

0,00 €

+

Total cost

20.544,60 €

Leasing factor

Total cost

20.544,60 €

Runtime

60 Months

÷

Leasing rate

342,41 €
(287,74 € netto)

Effective leasing rate

342,41 €
(287,74 € netto)

Kaufpreis

27.300,84 €


Leasing factor

1.25

Effective leasing rate

1.25

BMW 3er-Reihe G20/G21/G80 320i Touring Advantage Steptronic Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 342.41 €, the BMW 3er-Reihe G20/G21/G80 320i Touring Advantage Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 60 months at the most favorable lease price . In the case of the BMW 3er-Reihe, the monthly vehicle tax is quite favorable at 13 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 126 € monthly. Added to this are insurance costs of 167 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 32488 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.41 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 60 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

23.520,00 €

Actual cost / Km

Fixed operating costs

23.520,00 €

Lease payments Total

20.544,60 €

+

Total cost

44.064,60 €

Total kilometers

50.000,00

÷

Cost / Km (only leasing)

0,41 €

Cumulative total cost / Km

0,41 €

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