BMW 3er-Reihe G20/G21/G80 320i Touring Advantage Steptronic - Costs

Monthly costs for BMW 3er-Reihe G20/G21/G80 320i Touring Advantage Steptronic

BMW 3er-Reihe G20/G21/G80 320i Touring Advantage Steptronic

Find out the monthly maintenance cost for the BMW 3er-Reihe G20/G21/G80 320i Touring Advantage Steptronic with tax, running costs, insurance and workshop costs. If you are interested in leasing a BMW 3er-Reihe G20/G21/G80 320i Touring Advantage Steptronic, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 845 €.

With a lease term of 48 months and a monthly lease payment of 349 € with 10000 km mileage per year, there are fixed leasing costs of 17597 €. The insurance costs for the BMW 3er-Reihe G20/G21/G80 320i Touring Advantage Steptronic are extremely high at around 167 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft).

The monthly tax is only 13 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the BMW 3er-Reihe G20/G21/G80 320i Touring Advantage Steptronic trades for 42500 €, the offered vehicle has a gross list price of 43480 €.

BMW 3er-Reihe G20/G21/G80 320i Touring Advantage Steptronic Total cost & lease factor

Calculation basis

The lease payment is 349 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the BMW 3er-Reihe? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 845 €. Dividing the total costs (leasing costs + fixed costs = 17597 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 43480 €, you get the leasing factor. With this BMW 3er-Reihe results in an effective leasing factor of 0.84, therefore it is a good value leasing vehicle and a good leasing deal.

Fixed costs

Leasing rates / 48 months

16.752,00 €

Transfer / Approval

845,00 €

+

Total cost

17.597,00 €

Leasing factor

Total cost

17.597,00 €

Runtime

48 Months

÷

Leasing rate

349,00 €
(293,28 € netto)

Effective leasing rate

366,60 €
(308,07 € netto)

Bruttolistenpreis

43.480,00 €


Leasing factor

0.8

Effective leasing rate

0.84

BMW 3er-Reihe G20/G21/G80 320i Touring Advantage Steptronic Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 349 €, the BMW 3er-Reihe G20/G21/G80 320i Touring Advantage Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the BMW 3er-Reihe, the monthly vehicle tax is quite favorable at 13 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 126 € monthly. Added to this are insurance costs of 167 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 43480 €. The total invoice for this offer also includes the transfer and registration costs in the amount of 845 € (one-time). The final assessment of this offer: Considering the good effective leasing factor of 0.84, even the rather high cost per kilometer (0.44 €) no longer seems problematic - this offer is a good deal!.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

19.661,00 €

Actual cost / Km

Fixed operating costs

19.661,00 €

Lease payments Total

16.752,00 €

+

Total cost

36.413,00 €

Total kilometers

40.000,00

÷

Cost / Km (only leasing)

0,44 €

Cumulative total cost / Km

0,44 €

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