BMW 3er-Reihe G20/G21/G80 320i M Sport xDrive Steptronic - Costs

Monthly costs for BMW 3er-Reihe G20/G21/G80 320i M Sport xDrive Steptronic

BMW 3er-Reihe G20/G21/G80 320i M Sport xDrive Steptronic

Find out the monthly maintenance cost for the BMW 3er-Reihe G20/G21/G80 320i M Sport xDrive Steptronic with tax, running costs, insurance and workshop costs. If you are planning to lease a BMW 3er-Reihe G20/G21/G80 320i M Sport xDrive Steptronic, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of -1 €.

With a lease term of 12 months and a monthly lease payment of 825 € with 10000 km mileage per year, there are fixed leasing costs of 9899 €. The vehicle has only 42100 kilometers, but this may result in limited warranty coverage (manufacturer dependent). The insurance costs for the BMW 3er-Reihe G20/G21/G80 320i M Sport xDrive Steptronic are extremely high at around 167 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft).

The monthly tax is only 13 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the BMW 3er-Reihe G20/G21/G80 320i M Sport xDrive Steptronic trades for 48350 €, the offered vehicle has a gross list price of 26000 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

BMW 3er-Reihe G20/G21/G80 320i M Sport xDrive Steptronic Total cost & lease factor

Calculation basis

The leasing rate is 825 € per month with a term of 12 months, so the offer is more for customers with a correspondingly large petty cash. Whether this BMW 3er-Reihe is still a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price. This BMW 3er-Reihe results in an effective leasing factor of 3.78, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.

However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.

Fixed costs

Leasing rates / 12 months

9.900,00 €

Transfer / Approval

-1,00 €

+

Total cost

9.899,00 €

Leasing factor

Total cost

9.899,00 €

Runtime

12 Months

÷

Leasing rate

825,00 €
(693,28 € netto)

Effective leasing rate

824,92 €
(693,21 € netto)

Kaufpreis

21.848,74 €


Leasing factor

3.78

Effective leasing rate

3.78

BMW 3er-Reihe G20/G21/G80 320i M Sport xDrive Steptronic Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be carried privately. Due to the monthly leasing rate of 825 €, the BMW 3er-Reihe G20/G21/G80 320i M Sport xDrive Steptronic is already one of the quite expensive vehicles on German roads. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 12 months at the most favorable lease price . In the case of the BMW 3er-Reihe, the monthly vehicle tax is quite favorable at 13 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 130 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 167 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 26000 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.99 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 12 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

5.111,00 €

Actual cost / Km

Fixed operating costs

5.111,00 €

Lease payments Total

9.900,00 €

+

Total cost

15.011,00 €

Total kilometers

10.000,00

÷

Cost / Km (only leasing)

0,99 €

Cumulative total cost / Km

0,99 €

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