BMW 3er-Reihe G20/G21/G80 320d Touring Luxury Line xDrive Steptronic - Costs

Monthly costs for BMW 3er-Reihe G20/G21/G80 320d Touring Luxury Line xDrive Steptronic

BMW 3er-Reihe G20/G21/G80 320d Touring Luxury Line xDrive Steptronic

Find out the projected monthly maintenance cost for one BMW 3er-Reihe G20/G21/G80 320d Touring Luxury Line xDrive Steptronic with tax, running costs, insurance and workshop costs. If you are interested in leasing a BMW 3er-Reihe G20/G21/G80 320d Touring Luxury Line xDrive Steptronic, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.

With a lease term of 42 months and a monthly lease payment of 337.61 € with 10000 km mileage per year, there are fixed leasing costs of 14369.62 €. The insurance costs for the BMW 3er-Reihe G20/G21/G80 320d Touring Luxury Line xDrive Steptronic are extremely high at around 194 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft).

The new CO2 pricing results in an increased monthly tax of 24 €. On average, the BMW 3er-Reihe G20/G21/G80 320d Touring Luxury Line xDrive Steptronic trades for 51300 €, the offered vehicle has a gross list price of 58399 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

BMW 3er-Reihe G20/G21/G80 320d Touring Luxury Line xDrive Steptronic Total cost & lease factor

Calculation basis

The lease payment is 337.61 € per month for a term of 42 months, so it is an average-priced offer. Can we still talk about a leasing deal for the BMW 3er-Reihe? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 190 €. Dividing the total costs (leasing costs + fixed costs = 14369.62 €) by the number of months (for this offer: 42 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 58399 €, you get the leasing factor. With this BMW 3er-Reihe results in an effective leasing factor of 0.99, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.

However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.

Fixed costs

Leasing rates / 42 months

14.179,62 €

Transfer / Approval

190,00 €

+

Total cost

14.369,62 €

Leasing factor

Total cost

14.369,62 €

Runtime

42 Months

÷

Leasing rate

337,61 €
(283,71 € netto)

Effective leasing rate

342,13 €
(287,50 € netto)

Kaufpreis

34.500,00 €


Leasing factor

0.98

Effective leasing rate

0.99

BMW 3er-Reihe G20/G21/G80 320d Touring Luxury Line xDrive Steptronic Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 337.61 €, the BMW 3er-Reihe G20/G21/G80 320d Touring Luxury Line xDrive Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 42 months at the most favorable lease price . For the BMW 3er-Reihe the monthly vehicle tax is rather high at 24 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 97 € monthly, as the vehicle is very economical. Added to this are insurance costs of 194 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 58399 €. A plus point with this offer: the transfer and registration costs are a slim 190 € ( one-time). The final assessment of this offer: rather high cost per kilometer (0.41 EUR) meets a rather high effective leasing factor of 0.99. You should only accept this offer if you want this car from this dealer.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 42 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

17.074,00 €

Actual cost / Km

Fixed operating costs

17.074,00 €

Lease payments Total

14.179,62 €

+

Total cost

31.253,62 €

Total kilometers

35.000,00

÷

Cost / Km (only leasing)

0,41 €

Cumulative total cost / Km

0,41 €

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