Find out the projected monthly maintenance cost for the BMW 2er-Reihe F22/F23/F44/F87 M235i Gran Coupe xDrive Steptronic with tax, running costs, insurance and workshop costs.
If you are interested in leasing a BMW 2er-Reihe F22/F23/F44/F87 M235i Gran Coupe xDrive Steptronic, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 990 €.
With a lease term of 48 months and a monthly lease payment of 698.49
€ with 10000 km mileage per year, there are fixed leasing costs of 34517.52 €. The insurance costs for the BMW 2er-Reihe F22/F23/F44/F87 M235i Gran Coupe xDrive Steptronic are extremely high at around 177 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft).
The monthly tax is only 16 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the BMW 2er-Reihe F22/F23/F44/F87 M235i Gran Coupe xDrive Steptronic over a useful life of 5 years is 569 € per month. On average, the BMW 2er-Reihe F22/F23/F44/F87 M235i Gran Coupe xDrive Steptronic trades for 55400 €, the offered vehicle has a gross list price of 63810 €.
With a lease rate of 698.49 € per month for a term of 48 months, the BMW 2er-Reihe offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 990 €. Dividing the total costs (leasing costs + fixed costs = 34517.52 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 63810 €, you get the leasing factor. This BMW 2er-Reihe gives an effective leasing factor of 1.13, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Leasing rates / 48 months
33.527,52 €
Transfer / Approval
990,00 €
Total cost
34.517,52 €
Total cost
34.517,52 €
Runtime
48 Months
Leasing rate
698,49 €
(586,97 € netto)
Effective leasing rate
719,12 €
(604,30 € netto)
Bruttolistenpreis
63.810,00 €
Leasing factor
1.09
Effective leasing rate
1.13
The costs per kilometer are decisive in kilometer leasing, especially if they have to be carried privately. Due to the monthly leasing rate of 698.49 €, the BMW 2er-Reihe F22/F23/F44/F87 M235i Gran Coupe xDrive Steptronic is already one of the quite expensive vehicles on German roads. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the BMW 2er-Reihe the monthly vehicle tax averages out at 16 €. In the case of the BMW 2er-Reihe, the monthly vehicle tax is quite favorable at 16 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), amount to at least 151 € per month, since the vehicle of course also wants to be moved in accordance with its status. Added to this are insurance costs of 177 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 63810 €. The total invoice for this offer also includes the transfer and registration costs in the amount of 990 € (one-time). The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.86 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
21.390,00 €
Fixed operating costs
21.390,00 €
Lease payments Total
33.527,52 €
Total cost
54.917,52 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,86 €
Cumulative total cost / Km
0,86 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €