BMW 2er-Reihe F22/F23/F44/F87 M235i Gran Coupe xDrive Steptronic - Costs
Monthly costs for BMW 2er-Reihe F22/F23/F44/F87 M235i Gran Coupe xDrive Steptronic
The insurance costs for the BMW 2er-Reihe F22/F23/F44/F87 M235i Gran Coupe xDrive Steptronic are extremely high at around 177 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft).
The monthly tax is only 16 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the BMW 2er-Reihe F22/F23/F44/F87 M235i Gran Coupe xDrive Steptronic over a useful life of 5 years is 569 € per month. On average, the BMW 2er-Reihe F22/F23/F44/F87 M235i Gran Coupe xDrive Steptronic trades for 55400 €, the offered vehicle has a gross list price of 62450 €.
BMW 2er-Reihe F22/F23/F44/F87 M235i Gran Coupe xDrive Steptronic Total cost & lease factor
Calculation basis
With a lease rate of 611 € per month for a term of 48 months, the BMW 2er-Reihe offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 48 months
29.328,00 €
Transfer / Approval
0,00 €
+
Total cost
29.328,00 €
Leasing factor
Total cost
29.328,00 €
Runtime
48 Months
÷
Leasing rate
611,00 €
(513,45 € netto)
Effective leasing rate
611,00 €
(513,45 € netto)
Kaufpreis
0,00 €
Leasing factor
61100
Effective leasing rate
BMW 2er-Reihe F22/F23/F44/F87 M235i Gran Coupe xDrive Steptronic Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 611 €, the BMW 2er-Reihe F22/F23/F44/F87 M235i Gran Coupe xDrive Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the BMW 2er-Reihe the monthly vehicle tax averages out at 16 €. In the case of the BMW 2er-Reihe, the monthly vehicle tax is quite favorable at 16 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), amount to at least 151 € per month, since the vehicle of course also wants to be moved in accordance with its status. Added to this are insurance costs of 177 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 62450 €. A plus point with this offer: There are no transfer / registration costs to one.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
20.400,00 €
Actual cost / Km
Fixed operating costs
20.400,00 €
Lease payments Total
29.328,00 €
+
Total cost
49.728,00 €
Total kilometers
40.000,00
÷
Cost / Km (only leasing)
0,73 €
Cumulative total cost / Km
0,73 €
Price development leasing BMW 2er-Reihe F22/F23/F44/F87 M235i Gran Coupe xDrive Steptronic
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