BMW 2er-Reihe F22/F23/F44/F87 220i Gran Coupe Sport Line xDrive Steptronic (DKG) - Costs
Monthly costs for BMW 2er-Reihe F22/F23/F44/F87 220i Gran Coupe Sport Line xDrive Steptronic (DKG)
The insurance costs for the BMW 2er-Reihe F22/F23/F44/F87 220i Gran Coupe Sport Line xDrive Steptronic (DKG) are quite expensive at around 122 € per month and the costs for novice drivers are likely to be quite a bit higher.
The monthly tax is only 13 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the BMW 2er-Reihe F22/F23/F44/F87 220i Gran Coupe Sport Line xDrive Steptronic (DKG) over a useful life of 5 years is 470 € per month. On average, the BMW 2er-Reihe F22/F23/F44/F87 220i Gran Coupe Sport Line xDrive Steptronic (DKG) trades for 45150 €, the offered vehicle has a gross list price of 52540 €.
BMW 2er-Reihe F22/F23/F44/F87 220i Gran Coupe Sport Line xDrive Steptronic (DKG) Total cost & lease factor
Calculation basis
With a lease rate of 513.78 € per month for a term of 48 months, the BMW 2er-Reihe offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 4500 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 29161.44 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 52540 €, you get the leasing factor. This BMW 2er-Reihe gives an effective leasing factor of 1.16, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 48 months
24.661,44 €
Transfer / Approval
4.500,00 €
+
Total cost
29.161,44 €
Leasing factor
Total cost
29.161,44 €
Runtime
48 Months
÷
Leasing rate
513,78 €
(431,75 € netto)
Effective leasing rate
607,53 €
(510,53 € netto)
Kaufpreis
52.540,00 €
Leasing factor
0.98
Effective leasing rate
1.16
BMW 2er-Reihe F22/F23/F44/F87 220i Gran Coupe Sport Line xDrive Steptronic (DKG) Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 513.78 €, the BMW 2er-Reihe F22/F23/F44/F87 220i Gran Coupe Sport Line xDrive Steptronic (DKG) is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the BMW 2er-Reihe, the monthly vehicle tax is quite favorable at 13 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 142 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 122 € per month, a reasonable lump sum considering the gross list price of 52540 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 4500 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.73 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
20.916,00 €
Actual cost / Km
Fixed operating costs
20.916,00 €
Lease payments Total
24.661,44 €
+
Total cost
45.577,44 €
Total kilometers
40.000,00
÷
Cost / Km (only leasing)
0,73 €
Cumulative total cost / Km
0,73 €
Price development leasing BMW 2er-Reihe F22/F23/F44/F87 220i Gran Coupe Sport Line xDrive Steptronic (DKG)
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