The insurance costs for the BMW 2er-Reihe F22/F23/F44/F87 220i Gran Coupe M Sport xDrive Steptronic (DKG) are quite expensive at around 122 € per month and the costs for novice drivers are likely to be quite a bit higher.
The monthly tax is only 14 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the BMW 2er-Reihe F22/F23/F44/F87 220i Gran Coupe M Sport xDrive Steptronic (DKG) over a useful life of 5 years is 485 € per month. On average, the BMW 2er-Reihe F22/F23/F44/F87 220i Gran Coupe M Sport xDrive Steptronic (DKG) trades for 46700 €, the offered vehicle has a gross list price of 55720 €.
With a lease rate of 659.07 € per month for a term of 48 months, the BMW 2er-Reihe offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 3000 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 34635.36 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 55720 €, you get the leasing factor. This BMW 2er-Reihe results in an effective leasing factor of 1.29, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
Leasing rates / 48 months
31.635,36 €
Transfer / Approval
3.000,00 €
Total cost
34.635,36 €
Total cost
34.635,36 €
Runtime
48 Months
Leasing rate
659,07 €
(553,84 € netto)
Effective leasing rate
721,57 €
(606,36 € netto)
Bruttolistenpreis
55.720,00 €
Leasing factor
1.18
Effective leasing rate
1.29
The costs per kilometer are decisive in kilometer leasing, especially if they have to be carried privately. Due to the monthly leasing rate of 659.07 €, the BMW 2er-Reihe F22/F23/F44/F87 220i Gran Coupe M Sport xDrive Steptronic (DKG) is already one of the quite expensive vehicles on German roads. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the BMW 2er-Reihe, the monthly vehicle tax is quite favorable at 14 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 144 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 122 € per month, a reasonable lump sum considering the gross list price of 55720 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 3000 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.87 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
19.752,00 €
Fixed operating costs
19.752,00 €
Lease payments Total
31.635,36 €
Total cost
51.387,36 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,87 €
Cumulative total cost / Km
0,87 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €