The insurance costs for the BMW 2er-Reihe F22/F23/F44/F87 220d Gran Coupe Sport Line xDrive Steptronic are quite expensive at around 138 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 23 €. The average depreciation of the BMW 2er-Reihe F22/F23/F44/F87 220d Gran Coupe Sport Line xDrive Steptronic over a useful life of 5 years is 512 € per month. On average, the BMW 2er-Reihe F22/F23/F44/F87 220d Gran Coupe Sport Line xDrive Steptronic trades for 47350 €, the offered vehicle has a gross list price of 50223 €.
With a lease rate of 495.85 € per month for a term of 36 months, the BMW 2er-Reihe offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 5100 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 22950.6 €) by the number of months (for this offer: 36 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 50223 €, you get the leasing factor. This BMW 2er-Reihe results in an effective leasing factor of 1.97, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 36 months
17.850,60 €
Transfer / Approval
5.100,00 €
Total cost
22.950,60 €
Total cost
22.950,60 €
Runtime
36 Months
Leasing rate
495,85 €
(416,68 € netto)
Effective leasing rate
637,52 €
(535,73 € netto)
Kaufpreis
32.330,98 €
Leasing factor
1.53
Effective leasing rate
1.97
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 495.85 €, the BMW 2er-Reihe F22/F23/F44/F87 220d Gran Coupe Sport Line xDrive Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . For the BMW 2er-Reihe the monthly vehicle tax is rather high at 23 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 107 € monthly, as the vehicle is very economical. Added to this are insurance costs of 138 € per month, a reasonable lump sum considering the gross list price of 50223 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 5100 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.77 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Costs p.a. (excl. leasing)
17.124,00 €
Fixed operating costs
17.124,00 €
Lease payments Total
17.850,60 €
Total cost
34.974,60 €
Total kilometers
30.000,00
Cost / Km (only leasing)
0,77 €
Cumulative total cost / Km
0,77 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,64 €
Leasing factor
1.07
from534,42 €