The insurance costs for the BMW 2er-Reihe F22/F23/F44/F87 220d Gran Coupe M Sport xDrive Steptronic are quite expensive at around 138 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 24 €. The average depreciation of the BMW 2er-Reihe F22/F23/F44/F87 220d Gran Coupe M Sport xDrive Steptronic over a useful life of 5 years is 528 € per month. On average, the BMW 2er-Reihe F22/F23/F44/F87 220d Gran Coupe M Sport xDrive Steptronic trades for 48900 €, the offered vehicle has a gross list price of 64778 €.
The leasing rate is 849.18 € per month with a term of 36 months, so the offer is more for customers with a correspondingly large petty cash. Whether this BMW 2er-Reihe is still a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 5100 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 35670.48 €) by the number of months (for this offer: 36 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 64778 €, you get the leasing factor. This BMW 2er-Reihe results in an effective leasing factor of 1.98, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 36 months
30.570,48 €
Transfer / Approval
5.100,00 €
Total cost
35.670,48 €
Total cost
35.670,48 €
Runtime
36 Months
Leasing rate
849,18 €
(713,60 € netto)
Effective leasing rate
990,85 €
(832,65 € netto)
Kaufpreis
49.990,00 €
Leasing factor
1.7
Effective leasing rate
1.98
The costs per kilometer are decisive in kilometer leasing, especially if they have to be carried privately. Due to the monthly leasing rate of 849.18 €, the BMW 2er-Reihe F22/F23/F44/F87 220d Gran Coupe M Sport xDrive Steptronic is already one of the quite expensive vehicles on German roads. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . For the BMW 2er-Reihe the monthly vehicle tax is rather high at 24 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 109 € monthly, as the vehicle is very economical. Added to this are insurance costs of 138 € per month, a reasonable lump sum considering the gross list price of 64778 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 5100 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 1.19 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Costs p.a. (excl. leasing)
17.376,00 €
Fixed operating costs
17.376,00 €
Lease payments Total
30.570,48 €
Total cost
47.946,48 €
Total kilometers
30.000,00
Cost / Km (only leasing)
1,19 €
Cumulative total cost / Km
1,19 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,64 €
Leasing factor
1.07
from534,42 €