BMW 2er-Reihe F22/F23/F44/F87 220d Gran Coupe M Sport xDrive Steptronic - Costs

Monthly costs for BMW 2er-Reihe F22/F23/F44/F87 220d Gran Coupe M Sport xDrive Steptronic

BMW 2er-Reihe F22/F23/F44/F87 220d Gran Coupe M Sport xDrive Steptronic

The insurance costs for the BMW 2er-Reihe F22/F23/F44/F87 220d Gran Coupe M Sport xDrive Steptronic are quite expensive at around 138 € per month and the costs for novice drivers are likely to be quite a bit higher.

The new CO2 pricing results in an increased monthly tax of 24 €. The average depreciation of the BMW 2er-Reihe F22/F23/F44/F87 220d Gran Coupe M Sport xDrive Steptronic over a useful life of 5 years is 528 € per month. On average, the BMW 2er-Reihe F22/F23/F44/F87 220d Gran Coupe M Sport xDrive Steptronic trades for 48900 €, the offered vehicle has a gross list price of 49800 €.

BMW 2er-Reihe F22/F23/F44/F87 220d Gran Coupe M Sport xDrive Steptronic Total cost & lease factor

Calculation basis

With a lease rate of 555.22 € per month for a term of 42 months, the BMW 2er-Reihe offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 6000 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 29319.24 €) by the number of months (for this offer: 42 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 49800 €, you get the leasing factor. This BMW 2er-Reihe results in an effective leasing factor of 1.85, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.

However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.

Fixed costs

Leasing rates / 42 months

23.319,24 €

Transfer / Approval

6.000,00 €

+

Total cost

29.319,24 €

Leasing factor

Total cost

29.319,24 €

Runtime

42 Months

÷

Leasing rate

555,22 €
(466,57 € netto)

Effective leasing rate

698,08 €
(586,62 € netto)

Kaufpreis

37.770,00 €


Leasing factor

1.47

Effective leasing rate

1.85

BMW 2er-Reihe F22/F23/F44/F87 220d Gran Coupe M Sport xDrive Steptronic Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 555.22 €, the BMW 2er-Reihe F22/F23/F44/F87 220d Gran Coupe M Sport xDrive Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 42 months at the most favorable lease price . For the BMW 2er-Reihe the monthly vehicle tax is rather high at 24 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 109 € monthly, as the vehicle is very economical. Added to this are insurance costs of 138 € per month, a reasonable lump sum considering the gross list price of 49800 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 6000 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.84 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 42 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

20.322,00 €

Actual cost / Km

Fixed operating costs

20.322,00 €

Lease payments Total

23.319,24 €

+

Total cost

43.641,24 €

Total kilometers

35.000,00

÷

Cost / Km (only leasing)

0,84 €

Cumulative total cost / Km

0,84 €

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