BMW 2er-Reihe F22/F23/F44/F87 220d Gran Coupe M Sport Steptronic - Costs

Monthly costs for BMW 2er-Reihe F22/F23/F44/F87 220d Gran Coupe M Sport Steptronic

BMW 2er-Reihe F22/F23/F44/F87 220d Gran Coupe M Sport Steptronic

The insurance costs for the BMW 2er-Reihe F22/F23/F44/F87 220d Gran Coupe M Sport Steptronic are quite expensive at around 138 € per month and the costs for novice drivers are likely to be quite a bit higher.

The new CO2 pricing results in an increased monthly tax of 22 €. The average depreciation of the BMW 2er-Reihe F22/F23/F44/F87 220d Gran Coupe M Sport Steptronic over a useful life of 5 years is 499 € per month. On average, the BMW 2er-Reihe F22/F23/F44/F87 220d Gran Coupe M Sport Steptronic trades for 46900 €, the offered vehicle has a gross list price of 53270 €.

BMW 2er-Reihe F22/F23/F44/F87 220d Gran Coupe M Sport Steptronic Total cost & lease factor

Calculation basis

With a lease rate of 489 € per month for a term of 48 months, the BMW 2er-Reihe offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 4500 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 27972 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 53270 €, you get the leasing factor. This BMW 2er-Reihe results in an effective leasing factor of 1.62, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.

However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.

Fixed costs

Leasing rates / 48 months

23.472,00 €

Transfer / Approval

4.500,00 €

+

Total cost

27.972,00 €

Leasing factor

Total cost

27.972,00 €

Runtime

48 Months

÷

Leasing rate

489,00 €
(410,92 € netto)

Effective leasing rate

582,75 €
(489,71 € netto)

Kaufpreis

35.950,00 €


Leasing factor

1.36

Effective leasing rate

1.62

BMW 2er-Reihe F22/F23/F44/F87 220d Gran Coupe M Sport Steptronic Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be carried privately. Due to the monthly leasing rate of 489 €, the BMW 2er-Reihe F22/F23/F44/F87 220d Gran Coupe M Sport Steptronic is already one of the quite expensive vehicles on German roads. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the BMW 2er-Reihe the monthly vehicle tax is rather high at 22 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 104 € monthly, as the vehicle is very economical. Added to this are insurance costs of 138 € per month, a reasonable lump sum considering the gross list price of 53270 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 4500 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 1.4 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.

The previous costs are now summed and divided by the number of inclusive kilometers (5000 km multiplied by the term 48 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

20.532,00 €

Actual cost / Km

Fixed operating costs

20.532,00 €

Lease payments Total

23.472,00 €

+

Total cost

44.004,00 €

Total kilometers

20.000,00

÷

Cost / Km (only leasing)

1,40 €

Cumulative total cost / Km

1,40 €

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