BMW 2er-Reihe F22/F23/F44/F87 220d Gran Coupe Advantage xDrive Steptronic - Costs
Monthly costs for BMW 2er-Reihe F22/F23/F44/F87 220d Gran Coupe Advantage xDrive Steptronic
The insurance costs for the BMW 2er-Reihe F22/F23/F44/F87 220d Gran Coupe Advantage xDrive Steptronic are quite expensive at around 138 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 23 €. The average depreciation of the BMW 2er-Reihe F22/F23/F44/F87 220d Gran Coupe Advantage xDrive Steptronic over a useful life of 5 years is 496 € per month. On average, the BMW 2er-Reihe F22/F23/F44/F87 220d Gran Coupe Advantage xDrive Steptronic trades for 45750 €, the offered vehicle has a gross list price of 55700 €.
BMW 2er-Reihe F22/F23/F44/F87 220d Gran Coupe Advantage xDrive Steptronic Total cost & lease factor
Calculation basis
With a lease rate of 569 € per month for a term of 48 months, the BMW 2er-Reihe offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 3000 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 30312 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 55700 €, you get the leasing factor. This BMW 2er-Reihe results in an effective leasing factor of 1.62, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 48 months
27.312,00 €
Transfer / Approval
3.000,00 €
+
Total cost
30.312,00 €
Leasing factor
Total cost
30.312,00 €
Runtime
48 Months
÷
Leasing rate
569,00 €
(478,15 € netto)
Effective leasing rate
631,50 €
(530,67 € netto)
Kaufpreis
38.950,00 €
Leasing factor
1.46
Effective leasing rate
1.62
BMW 2er-Reihe F22/F23/F44/F87 220d Gran Coupe Advantage xDrive Steptronic Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 569 €, the BMW 2er-Reihe F22/F23/F44/F87 220d Gran Coupe Advantage xDrive Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the BMW 2er-Reihe the monthly vehicle tax is rather high at 23 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 107 € monthly, as the vehicle is very economical. Added to this are insurance costs of 138 € per month, a reasonable lump sum considering the gross list price of 55700 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 3000 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.76 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
19.032,00 €
Actual cost / Km
Fixed operating costs
19.032,00 €
Lease payments Total
27.312,00 €
+
Total cost
46.344,00 €
Total kilometers
40.000,00
÷
Cost / Km (only leasing)
0,76 €
Cumulative total cost / Km
0,76 €
Price development leasing BMW 2er-Reihe F22/F23/F44/F87 220d Gran Coupe Advantage xDrive Steptronic
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