BMW 2er-Reihe F22/F23/F44/F87 218i Gran Coupe Sport Line Steptronic (DKG) - Costs

Monthly costs for BMW 2er-Reihe F22/F23/F44/F87 218i Gran Coupe Sport Line Steptronic (DKG)

BMW 2er-Reihe F22/F23/F44/F87 218i Gran Coupe Sport Line Steptronic (DKG)

The insurance costs for the BMW 2er-Reihe F22/F23/F44/F87 218i Gran Coupe Sport Line Steptronic (DKG) are quite expensive at around 112 € per month and the costs for novice drivers are likely to be quite a bit higher.

The monthly tax is only 10 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the BMW 2er-Reihe F22/F23/F44/F87 218i Gran Coupe Sport Line Steptronic (DKG) over a useful life of 5 years is 404 € per month. On average, the BMW 2er-Reihe F22/F23/F44/F87 218i Gran Coupe Sport Line Steptronic (DKG) trades for 38748 €, the offered vehicle has a gross list price of 42609 €.

BMW 2er-Reihe F22/F23/F44/F87 218i Gran Coupe Sport Line Steptronic (DKG) Total cost & lease factor

Calculation basis

The lease payment is 336.14 € per month for a term of 36 months, so it is an average-priced offer. Can we still talk about a leasing deal for the BMW 2er-Reihe? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 4500 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 16601.04 €) by the number of months (for this offer: 36 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 42609 €, you get the leasing factor. This BMW 2er-Reihe gives an effective leasing factor of 1.08, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.

However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.

Fixed costs

Leasing rates / 36 months

12.101,04 €

Transfer / Approval

4.500,00 €

+

Total cost

16.601,04 €

Leasing factor

Total cost

16.601,04 €

Runtime

36 Months

÷

Leasing rate

336,14 €
(282,47 € netto)

Effective leasing rate

461,14 €
(387,51 € netto)

Kaufpreis

42.609,00 €


Leasing factor

0.79

Effective leasing rate

1.08

BMW 2er-Reihe F22/F23/F44/F87 218i Gran Coupe Sport Line Steptronic (DKG) Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 336.14 €, the BMW 2er-Reihe F22/F23/F44/F87 218i Gran Coupe Sport Line Steptronic (DKG) is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . In the case of the BMW 2er-Reihe, the monthly vehicle tax is quite favorable at 10 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 135 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 112 € per month, a reasonable lump sum considering the gross list price of 42609 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 4500 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.55 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

15.912,00 €

Actual cost / Km

Fixed operating costs

15.912,00 €

Lease payments Total

12.101,04 €

+

Total cost

28.013,04 €

Total kilometers

30.000,00

÷

Cost / Km (only leasing)

0,55 €

Cumulative total cost / Km

0,55 €

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