The insurance costs for the BMW 2er-Reihe F22/F23/F44/F87 218i Gran Coupe M Sport Steptronic (DKG) are quite expensive at around 112 € per month and the costs for novice drivers are likely to be quite a bit higher.
The monthly tax is only 11 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the BMW 2er-Reihe F22/F23/F44/F87 218i Gran Coupe M Sport Steptronic (DKG) over a useful life of 5 years is 419 € per month. On average, the BMW 2er-Reihe F22/F23/F44/F87 218i Gran Coupe M Sport Steptronic (DKG) trades for 40259 €, the offered vehicle has a gross list price of 42200 €.
The lease payment is 359 € per month for a term of 42 months, so it is an average-priced offer. Can we still talk about a leasing deal for the BMW 2er-Reihe? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This BMW 2er-Reihe results in an effective leasing factor of 1.22, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 42 months
15.078,00 €
Transfer / Approval
0,00 €
Total cost
15.078,00 €
Total cost
15.078,00 €
Runtime
42 Months
Leasing rate
359,00 €
(301,68 € netto)
Effective leasing rate
359,00 €
(301,68 € netto)
Kaufpreis
29.339,66 €
Leasing factor
1.22
Effective leasing rate
1.22
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 359 €, the BMW 2er-Reihe F22/F23/F44/F87 218i Gran Coupe M Sport Steptronic (DKG) is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 42 months at the most favorable lease price . In the case of the BMW 2er-Reihe, the monthly vehicle tax is quite favorable at 11 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 137 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 112 € per month, a reasonable lump sum considering the gross list price of 42200 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.43 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 42 months).
Costs p.a. (excl. leasing)
13.566,00 €
Fixed operating costs
13.566,00 €
Lease payments Total
15.078,00 €
Total cost
28.644,00 €
Total kilometers
35.000,00
Cost / Km (only leasing)
0,43 €
Cumulative total cost / Km
0,43 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €