The insurance costs for the BMW 2er-Reihe F22/F23/F44/F87 218i Coupe Sport Line Steptronic are quite expensive at around 136 € per month and the costs for novice drivers are likely to be quite a bit higher.
The monthly tax is only 7 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the BMW 2er-Reihe F22/F23/F44/F87 218i Coupe Sport Line Steptronic trades for 34050 €, the offered vehicle has a gross list price of 45050 €.
With a lease rate of 469 € per month for a term of 36 months, the BMW 2er-Reihe offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this BMW 2er-Reihe results in an effective leasing factor of 1.04, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Leasing rates / 36 months
16.884,00 €
Transfer / Approval
0,00 €
Total cost
16.884,00 €
Total cost
16.884,00 €
Runtime
36 Months
Leasing rate
469,00 €
(394,12 € netto)
Effective leasing rate
469,00 €
(394,12 € netto)
Bruttolistenpreis
45.050,00 €
Leasing factor
1.04
Effective leasing rate
1.04
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 469 €, the BMW 2er-Reihe F22/F23/F44/F87 218i Coupe Sport Line Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . With the BMW 2er-Reihe, the monthly vehicle tax is very low at 7 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 119 € per month, because the vehicle simply does not need much energy either. Added to this are insurance costs of 136 € per month, a reasonable lump sum considering the gross list price of 45050 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: rather high cost per kilometer (0.56 EUR) meets a rather high effective leasing factor of 1.04. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Costs p.a. (excl. leasing)
12.096,00 €
Fixed operating costs
12.096,00 €
Lease payments Total
16.884,00 €
Total cost
28.980,00 €
Total kilometers
30.000,00
Cost / Km (only leasing)
0,56 €
Cumulative total cost / Km
0,56 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €