The insurance costs for the BMW 2er-Reihe F22/F23/F44/F87 218i Coupe M Sport Steptronic are quite expensive at around 112 € per month and the costs for novice drivers are likely to be quite a bit higher.
The monthly tax is only 16 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the BMW 2er-Reihe F22/F23/F44/F87 218i Coupe M Sport Steptronic over a useful life of 5 years is 439 € per month. On average, the BMW 2er-Reihe F22/F23/F44/F87 218i Coupe M Sport Steptronic trades for 39194 €, the offered vehicle has a gross list price of 43910 €.
The lease payment is 400 € per month for a term of 42 months, so it is an average-priced offer. Can we still talk about a leasing deal for the BMW 2er-Reihe? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 42 months
16.800,00 €
Transfer / Approval
0,00 €
Total cost
16.800,00 €
Total cost
16.800,00 €
Runtime
42 Months
Leasing rate
400,00 €
(336,13 € netto)
Effective leasing rate
400,00 €
(336,13 € netto)
Kaufpreis
0,00 €
Leasing factor
40000
Effective leasing rate
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 400 €, the BMW 2er-Reihe F22/F23/F44/F87 218i Coupe M Sport Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 42 months at the most favorable lease price . For the BMW 2er-Reihe the monthly vehicle tax averages out at 16 €. In the case of the BMW 2er-Reihe, the monthly vehicle tax is quite favorable at 16 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), are according to the performance of the vehicle 162 € monthly. Added to this are insurance costs of 112 € per month, a reasonable lump sum considering the gross list price of 43910 €. A plus point with this offer: There are no transfer / registration costs to one.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 42 months).
Costs p.a. (excl. leasing)
15.120,00 €
Fixed operating costs
15.120,00 €
Lease payments Total
16.800,00 €
Total cost
31.920,00 €
Total kilometers
35.000,00
Cost / Km (only leasing)
0,48 €
Cumulative total cost / Km
0,48 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €