Find out the projected monthly maintenance cost for the BMW 2er-Reihe Active/Gran Tourer F45/F46 225xe Active Tourer Luxury Line Steptronic with tax, running costs, insurance and workshop costs.
If you would like to lease a BMW 2er-Reihe Active/Gran Tourer F45/F46 225xe Active Tourer Luxury Line Steptronic, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 929 €.
With a lease term of 48 months and a monthly lease payment of 385
€ with 10000 km mileage per year, there are fixed leasing costs of 25409 €. The insurance costs for the BMW 2er-Reihe Active/Gran Tourer F45/F46 225xe Active Tourer Luxury Line Steptronic are quite expensive at around 106 € per month and the costs for novice drivers are likely to be quite a bit higher.
The monthly tax is only 3 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the BMW 2er-Reihe Active/Gran Tourer F45/F46 225xe Active Tourer Luxury Line Steptronic over a useful life of 5 years is 448 € per month. On average, the BMW 2er-Reihe Active/Gran Tourer F45/F46 225xe Active Tourer Luxury Line Steptronic trades for 46250 €, the offered vehicle has a gross list price of 44950 €.
The lease payment is 385 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the BMW 2er-Reihe Active/Gran Tourer? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 6929 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 25409 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 44950 €, you get the leasing factor. This BMW 2er-Reihe Active/Gran Tourer gives an effective leasing factor of 1.18, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Leasing rates / 48 months
18.480,00 €
Transfer / Approval
6.929,00 €
Total cost
25.409,00 €
Total cost
25.409,00 €
Runtime
48 Months
Leasing rate
385,00 €
(323,53 € netto)
Effective leasing rate
529,35 €
(444,83 € netto)
Bruttolistenpreis
44.950,00 €
Leasing factor
0.86
Effective leasing rate
1.18
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 385 €, the BMW 2er-Reihe Active/Gran Tourer F45/F46 225xe Active Tourer Luxury Line Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the BMW 2er-Reihe Active/Gran Tourer, the monthly vehicle tax is very low at 3 €. The cost of operating the vehicle, powered by a hybrid engine, i.e. the fuel and electricity costs. amount only 115 € per month, because the vehicle simply does not need much energy either. Added to this are insurance costs of 106 € per month, a reasonable lump sum considering the gross list price of 44950 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 6929 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.64 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
20.609,00 €
Fixed operating costs
20.609,00 €
Lease payments Total
18.480,00 €
Total cost
39.089,00 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,64 €
Cumulative total cost / Km
0,64 €
∅ Cost / km
0,44 €
Leasing factor
1.16
from365,00 €
∅ Cost / km
0,57 €
Leasing factor
0.85
from460,00 €