BMW 1er-Reihe F40 120i M Sport Steptronic (DKG) - Costs
Monthly costs for BMW 1er-Reihe F40 120i M Sport Steptronic (DKG)
The vehicle has already 52992 kilometers, so be sure to take into account the workshop costs of average 780 € / year. The insurance costs for the BMW 1er-Reihe F40 120i M Sport Steptronic (DKG) are quite expensive at around 112 € per month and the costs for novice drivers are likely to be quite a bit higher.
The monthly tax is only 11 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the BMW 1er-Reihe F40 120i M Sport Steptronic (DKG) over a useful life of 5 years is 463 € per month. On average, the BMW 1er-Reihe F40 120i M Sport Steptronic (DKG) trades for 42300 €, the offered vehicle has a gross list price of 42570 €.
BMW 1er-Reihe F40 120i M Sport Steptronic (DKG) Total cost & lease factor
Calculation basis
The lease payment is 389 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the BMW 1er-Reihe? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 6000 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 24672 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 42570 €, you get the leasing factor. This BMW 1er-Reihe results in an effective leasing factor of 2.21, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 48 months
18.672,00 €
Transfer / Approval
6.000,00 €
+
Total cost
24.672,00 €
Leasing factor
Total cost
24.672,00 €
Runtime
48 Months
÷
Leasing rate
389,00 €
(326,89 € netto)
Effective leasing rate
514,00 €
(431,93 € netto)
Kaufpreis
23.250,00 €
Leasing factor
1.67
Effective leasing rate
2.21
BMW 1er-Reihe F40 120i M Sport Steptronic (DKG) Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 389 €, the BMW 1er-Reihe F40 120i M Sport Steptronic (DKG) is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the BMW 1er-Reihe, the monthly vehicle tax is quite favorable at 11 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 132 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 112 € per month, a reasonable lump sum considering the gross list price of 42570 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 6000 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.62 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
21.360,00 €
Actual cost / Km
Fixed operating costs
21.360,00 €
Lease payments Total
18.672,00 €
+
Total cost
40.032,00 €
Total kilometers
40.000,00
÷
Cost / Km (only leasing)
0,62 €
Cumulative total cost / Km
0,62 €
Price development leasing BMW 1er-Reihe F40 120i M Sport Steptronic (DKG)
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