BMW 1er-Reihe F40 118i Sport Line Steptronic (DKG) - Costs
Monthly costs for BMW 1er-Reihe F40 118i Sport Line Steptronic (DKG)
The insurance costs for the BMW 1er-Reihe F40 118i Sport Line Steptronic (DKG) are quite expensive at around 106 € per month and the costs for novice drivers are likely to be quite a bit higher.
The monthly tax is only 10 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the BMW 1er-Reihe F40 118i Sport Line Steptronic (DKG) over a useful life of 5 years is 400 € per month. On average, the BMW 1er-Reihe F40 118i Sport Line Steptronic (DKG) trades for 36019 €, the offered vehicle has a gross list price of 36050 €.
BMW 1er-Reihe F40 118i Sport Line Steptronic (DKG) Total cost & lease factor
Calculation basis
The lease payment is 389 € per month for a term of 42 months, so it is an average-priced offer. Can we still talk about a leasing deal for the BMW 1er-Reihe? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 6000 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 22338 €) by the number of months (for this offer: 42 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 36050 €, you get the leasing factor. This BMW 1er-Reihe results in an effective leasing factor of 1.84, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 42 months
16.338,00 €
Transfer / Approval
6.000,00 €
+
Total cost
22.338,00 €
Leasing factor
Total cost
22.338,00 €
Runtime
42 Months
÷
Leasing rate
389,00 €
(326,89 € netto)
Effective leasing rate
531,86 €
(446,94 € netto)
Kaufpreis
28.950,00 €
Leasing factor
1.34
Effective leasing rate
1.84
BMW 1er-Reihe F40 118i Sport Line Steptronic (DKG) Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 389 €, the BMW 1er-Reihe F40 118i Sport Line Steptronic (DKG) is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 42 months at the most favorable lease price . In the case of the BMW 1er-Reihe, the monthly vehicle tax is quite favorable at 10 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 137 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 106 € per month, a reasonable lump sum considering the gross list price of 36050 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 6000 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.64 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 42 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
19.146,00 €
Actual cost / Km
Fixed operating costs
19.146,00 €
Lease payments Total
16.338,00 €
+
Total cost
35.484,00 €
Total kilometers
35.000,00
÷
Cost / Km (only leasing)
0,64 €
Cumulative total cost / Km
0,64 €
Price development leasing BMW 1er-Reihe F40 118i Sport Line Steptronic (DKG)
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