The insurance costs for the BMW 1er-Reihe F40 118d Sport Line are quite expensive at around 122 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 21 €. The average depreciation of the BMW 1er-Reihe F40 118d Sport Line over a useful life of 5 years is 454 € per month. On average, the BMW 1er-Reihe F40 118d Sport Line trades for 39550 €, the offered vehicle has a gross list price of 41110 €.
The lease payment is 399 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the BMW 1er-Reihe? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 6000 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 25152 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 41110 €, you get the leasing factor. This BMW 1er-Reihe results in an effective leasing factor of 2.03, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 48 months
19.152,00 €
Transfer / Approval
6.000,00 €
Total cost
25.152,00 €
Total cost
25.152,00 €
Runtime
48 Months
Leasing rate
399,00 €
(335,29 € netto)
Effective leasing rate
524,00 €
(440,34 € netto)
Kaufpreis
25.750,00 €
Leasing factor
1.55
Effective leasing rate
2.03
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 399 €, the BMW 1er-Reihe F40 118d Sport Line is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the BMW 1er-Reihe the monthly vehicle tax is rather high at 21 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 101 € monthly, as the vehicle is very economical. Added to this are insurance costs of 122 € per month, a reasonable lump sum considering the gross list price of 41110 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 6000 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.63 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
20.688,00 €
Fixed operating costs
20.688,00 €
Lease payments Total
19.152,00 €
Total cost
39.840,00 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,63 €
Cumulative total cost / Km
0,63 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,41 €
Leasing factor
1.06
from337,89 €