The insurance costs for the Audi Q3 F3 45 TFSI quattro S tronic
are on average high with approx. 97 € per month.
The monthly tax is only 20 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Audi Q3 F3 45 TFSI quattro S tronic over a useful life of 5 years is 524 € per month. On average, the Audi Q3 F3 45 TFSI quattro S tronic trades for 47750 €, the offered vehicle has a gross list price of 63885 €.
With a lease rate of 529 € per month for a term of 36 months, the Audi Q3 offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 4201 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 23245 €) by the number of months (for this offer: 36 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 63885 €, you get the leasing factor. This Audi Q3 results in an effective leasing factor of 1.26, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 36 months
19.044,00 €
Transfer / Approval
4.201,00 €
Total cost
23.245,00 €
Total cost
23.245,00 €
Runtime
36 Months
Leasing rate
529,00 €
(444,54 € netto)
Effective leasing rate
645,69 €
(542,60 € netto)
Kaufpreis
51.390,00 €
Leasing factor
1.03
Effective leasing rate
1.26
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 529 €, the Audi Q3 F3 45 TFSI quattro S tronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . For the Audi Q3 the monthly vehicle tax is rather high at 20 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are according to the performance of the vehicle 168 € monthly. Added to this are insurance costs of 97 € per month, which is basically a moderate cost considering the gross list price of 63885 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 4201 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.78 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Costs p.a. (excl. leasing)
17.053,00 €
Fixed operating costs
17.053,00 €
Lease payments Total
19.044,00 €
Total cost
36.097,00 €
Total kilometers
29.988,00
Cost / Km (only leasing)
0,78 €
Cumulative total cost / Km
0,78 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €