The insurance costs for the Audi A5 F5 Sportback 45 TFSI quattro S tronic are quite expensive at around 138 € per month and the costs for novice drivers are likely to be quite a bit higher.
The monthly tax is only 15 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The high average depreciation of the Audi A5 F5 Sportback 45 TFSI quattro S tronic amounting to 650 € per month (for use over 5 years) is due not least to the high gross list price of 77514 €. On average, the Audi A5 F5 Sportback 45 TFSI quattro S tronic trades for 58685 €, the offered vehicle has a gross list price of 77514 €.
With a lease rate of 545 € per month for a term of 48 months, the Audi A5 offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 6605 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 32765 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 77514 €, you get the leasing factor. This Audi A5 results in an effective leasing factor of 1.22, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 48 months
26.160,00 €
Transfer / Approval
6.605,00 €
Total cost
32.765,00 €
Total cost
32.765,00 €
Runtime
48 Months
Leasing rate
545,00 €
(457,98 € netto)
Effective leasing rate
682,60 €
(573,61 € netto)
Kaufpreis
55.930,00 €
Leasing factor
0.97
Effective leasing rate
1.22
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 545 €, the Audi A5 F5 Sportback 45 TFSI quattro S tronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the Audi A5 the monthly vehicle tax averages out at 15 €. In the case of the Audi A5, the monthly vehicle tax is quite favorable at 15 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), amount to at least 148 € per month, since the vehicle of course also wants to be moved in accordance with its status. Added to this are insurance costs of 138 € per month, a reasonable lump sum considering the gross list price of 77514 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 6605 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.82 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
25.181,00 €
Fixed operating costs
25.181,00 €
Lease payments Total
26.160,00 €
Total cost
51.341,00 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,82 €
Cumulative total cost / Km
0,82 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €