The insurance costs for the Audi A5 F5 Sportback 45 TFSI quattro S tronic are quite expensive at around 138 € per month and the costs for novice drivers are likely to be quite a bit higher.
The monthly tax is only 15 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The high average depreciation of the Audi A5 F5 Sportback 45 TFSI quattro S tronic amounting to 650 € per month (for use over 5 years) is due not least to the high gross list price of 78145 €. On average, the Audi A5 F5 Sportback 45 TFSI quattro S tronic trades for 58685 €, the offered vehicle has a gross list price of 78145 €.
The leasing rate is 705 € per month with a term of 36 months, so the offer is more for customers with a correspondingly large petty cash. Whether this Audi A5 is still a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 5462 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 30842 €) by the number of months (for this offer: 36 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 78145 €, you get the leasing factor. This Audi A5 results in an effective leasing factor of 1.26, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 36 months
25.380,00 €
Transfer / Approval
5.462,00 €
Total cost
30.842,00 €
Total cost
30.842,00 €
Runtime
36 Months
Leasing rate
705,00 €
(592,44 € netto)
Effective leasing rate
856,72 €
(719,93 € netto)
Kaufpreis
67.890,00 €
Leasing factor
1.04
Effective leasing rate
1.26
The costs per kilometer are decisive in kilometer leasing, especially if they have to be carried privately. Due to the monthly leasing rate of 705 €, the Audi A5 F5 Sportback 45 TFSI quattro S tronic is already one of the quite expensive vehicles on German roads. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . For the Audi A5 the monthly vehicle tax averages out at 15 €. In the case of the Audi A5, the monthly vehicle tax is quite favorable at 15 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), amount to at least 148 € per month, since the vehicle of course also wants to be moved in accordance with its status. Added to this are insurance costs of 138 € per month, a reasonable lump sum considering the gross list price of 78145 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 5462 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 1.03 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Costs p.a. (excl. leasing)
19.394,00 €
Fixed operating costs
19.394,00 €
Lease payments Total
25.380,00 €
Total cost
44.774,00 €
Total kilometers
29.988,00
Cost / Km (only leasing)
1,03 €
Cumulative total cost / Km
1,03 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €