The insurance costs for the Audi A5 F5 Sportback 45 TDI quattro tiptronic are extremely high at around 160 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft). The new CO2 pricing results in an increased monthly tax of 37 €. The high average depreciation of the Audi A5 F5 Sportback 45 TDI quattro tiptronic amounting to 689 € per month (for use over 5 years) is due not least to the high gross list price of 70590 €. On average, the Audi A5 F5 Sportback 45 TDI quattro tiptronic trades for 59390 €, the offered vehicle has a gross list price of 70590 €.
With a lease rate of 647.36 € per month for a term of 48 months, the Audi A5 offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 3000 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 34073.28 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 70590 €, you get the leasing factor. With this Audi A5 results in an effective leasing factor of 1.01, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 48 months
31.073,28 €
Transfer / Approval
3.000,00 €
Total cost
34.073,28 €
Total cost
34.073,28 €
Runtime
48 Months
Leasing rate
647,36 €
(544,00 € netto)
Effective leasing rate
709,86 €
(596,52 € netto)
Kaufpreis
70.590,00 €
Leasing factor
0.92
Effective leasing rate
1.01
The costs per kilometer are decisive in kilometer leasing, especially if they have to be carried privately. Due to the monthly leasing rate of 647.36 €, the Audi A5 F5 Sportback 45 TDI quattro tiptronic is already one of the quite expensive vehicles on German roads. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the Audi A5 the monthly vehicle tax is quite high at 37 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 130 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 160 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 70590 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 3000 €. The final assessment of this offer: rather high cost per kilometer (0.85 EUR) meets a rather high effective leasing factor of 1.01. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
23.256,00 €
Fixed operating costs
23.256,00 €
Lease payments Total
31.073,28 €
Total cost
54.329,28 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,85 €
Cumulative total cost / Km
0,85 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,64 €
Leasing factor
1.07
from534,42 €