The insurance costs for the Audi A5 F5 Sportback 40 TDI quattro S tronic are quite expensive at around 138 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 26 €. The high average depreciation of the Audi A5 F5 Sportback 40 TDI quattro S tronic amounting to 652 € per month (for use over 5 years) is due not least to the high gross list price of 72205 €. On average, the Audi A5 F5 Sportback 40 TDI quattro S tronic trades for 56235 €, the offered vehicle has a gross list price of 72205 €.
With a lease rate of 562 € per month for a term of 48 months, the Audi A5 offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This Audi A5 gives an effective leasing factor of 1.17, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 48 months
26.976,00 €
Transfer / Approval
0,00 €
Total cost
26.976,00 €
Total cost
26.976,00 €
Runtime
48 Months
Leasing rate
562,00 €
(472,27 € netto)
Effective leasing rate
562,00 €
(472,27 € netto)
Kaufpreis
47.960,00 €
Leasing factor
1.17
Effective leasing rate
1.17
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 562 €, the Audi A5 F5 Sportback 40 TDI quattro S tronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the Audi A5 the monthly vehicle tax is rather high at 26 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 117 € per month, because the vehicle simply does not need much energy either. Added to this are insurance costs of 138 € per month, a reasonable lump sum considering the gross list price of 72205 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.67 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
17.616,00 €
Fixed operating costs
17.616,00 €
Lease payments Total
26.976,00 €
Total cost
44.592,00 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,67 €
Cumulative total cost / Km
0,67 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,64 €
Leasing factor
1.07
from534,42 €