The insurance costs for the Audi A4 B9 Avant 45 TDI quattro tiptronic are quite expensive at around 147 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 38 €. On average, the Audi A4 B9 Avant 45 TDI quattro tiptronic trades for 49550 €, the offered vehicle has a gross list price of 64415 €.
With a lease rate of 556 € per month for a term of 36 months, the Audi A4 offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This Audi A4 results in an effective leasing factor of 1.24, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 36 months
20.016,00 €
Transfer / Approval
0,00 €
Total cost
20.016,00 €
Total cost
20.016,00 €
Runtime
36 Months
Leasing rate
556,00 €
(467,23 € netto)
Effective leasing rate
556,00 €
(467,23 € netto)
Kaufpreis
44.980,00 €
Leasing factor
1.24
Effective leasing rate
1.24
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 556 €, the Audi A4 B9 Avant 45 TDI quattro tiptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . For the Audi A4 the monthly vehicle tax is quite high at 38 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 133 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 147 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 64415 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.44 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (15000 km multiplied by the term 36 months).
Costs p.a. (excl. leasing)
15.768,00 €
Fixed operating costs
15.768,00 €
Lease payments Total
20.016,00 €
Total cost
35.784,00 €
Total kilometers
45.000,00
Cost / Km (only leasing)
0,44 €
Cumulative total cost / Km
0,44 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,41 €
Leasing factor
1.06
from337,89 €
∅ Cost / km
0,43 €
Leasing factor
0.99
from359,00 €