The insurance costs for the Audi A4 B9 Allroad 45 TDI quattro S tronic are quite expensive at around 147 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 38 €. On average, the Audi A4 B9 Allroad 45 TDI quattro S tronic trades for 51800 €, the offered vehicle has a gross list price of 52000 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
With a lease rate of 457 € per month for a term of 48 months, the Audi A4 offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 3352 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 25288 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 52000 €, you get the leasing factor. With this Audi A4 results in an effective leasing factor of 1.01, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Leasing rates / 48 months
21.936,00 €
Transfer / Approval
3.352,00 €
Total cost
25.288,00 €
Total cost
25.288,00 €
Runtime
48 Months
Leasing rate
457,00 €
(384,03 € netto)
Effective leasing rate
526,83 €
(442,71 € netto)
Bruttolistenpreis
52.000,00 €
Leasing factor
0.88
Effective leasing rate
1.01
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 457 €, the Audi A4 B9 Allroad 45 TDI quattro S tronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the Audi A4 the monthly vehicle tax is quite high at 38 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 136 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 147 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 52000 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 3352 €. The final assessment of this offer: rather high cost per kilometer (0.63 EUR) meets a rather high effective leasing factor of 1.01. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
24.520,00 €
Fixed operating costs
24.520,00 €
Lease payments Total
21.936,00 €
Total cost
46.456,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,63 €
Cumulative total cost / Km
0,63 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,41 €
Leasing factor
1.06
from337,89 €