VW Polo VI 1.0 - Costs

Monthly costs for VW Polo VI 1.0

VW Polo VI  1.0

Find out the monthly maintenance cost for the VW Polo VI 1.0 with tax, running costs, insurance and workshop costs. If you would like to lease a VW Polo VI 1.0, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.

With a lease term of 48 months and a monthly lease payment of 129 € with 10000 km mileage per year, there are fixed leasing costs of 6192 €. Insurance costs for the VW Polo VI 1.0 are quite reasonable at around 60 € per month, especially for drivers with a high no-claims class.

The monthly tax is only 7 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The low depreciation of 190 € / month (for use over 5 years) for the VW Polo VI 1.0 is not a factor in mileage leasing, but is an advantage in residual value leasing. On average, the VW Polo VI 1.0 trades for 17405 €, the offered vehicle has a gross list price of 16535 €.

VW Polo VI 1.0 Total cost & lease factor

Calculation basis

The leasing rate is 129 € per month with a term of 48 months, so the offer is basically cheap to begin with. But is this VW Polo a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this VW Polo results in an effective leasing factor of 0.78, therefore it is a good value leasing vehicle and a good leasing deal.

Fixed costs

Leasing rates / 48 months

6.192,00 €

Transfer / Approval

0,00 €

+

Total cost

6.192,00 €

Leasing factor

Total cost

6.192,00 €

Runtime

48 Months

÷

Leasing rate

129,00 €
(108,40 € netto)

Effective leasing rate

129,00 €
(108,40 € netto)

Bruttolistenpreis

16.535,00 €


Leasing factor

0.78

Effective leasing rate

0.78

VW Polo VI 1.0 Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The VW Polo VI 1.0 , with a monthly leasing rate of 129 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the VW Polo, the monthly vehicle tax is very low at 7 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 126 € monthly. In addition, there are insurance costs of 60 € per month, which is quite a low amount but of course mainly due to the low gross list price (16535 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.15 € and the effective leasing factor of 0.78.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

11.472,00 €

Actual cost / Km

Fixed operating costs

11.472,00 €

Lease payments Total

6.192,00 €

+

Total cost

17.664,00 €

Total kilometers

40.000,00

÷

Cost / Km (only leasing)

0,15 €

Cumulative total cost / Km

0,15 €

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