Insurance costs for the VW up! 1.Generation 1.0 BMT special up! black pearl ASG are quite reasonable at around 52 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 2 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the VW up! 1.Generation 1.0 BMT special up! black pearl ASG trades for 15000 €, the offered vehicle has a gross list price of 17535 €.
The leasing rate is 192 € per month with a term of 48 months, so the offer is basically cheap to begin with. But is this VW up! a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This VW up! gives an effective leasing factor of 1.09, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Leasing rates / 48 months
9.216,00 €
Transfer / Approval
0,00 €
Total cost
9.216,00 €
Total cost
9.216,00 €
Runtime
48 Months
Leasing rate
192,00 €
(161,34 € netto)
Effective leasing rate
192,00 €
(161,34 € netto)
Bruttolistenpreis
17.535,00 €
Leasing factor
1.09
Effective leasing rate
1.09
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The VW up! 1.Generation 1.0 BMT special up! black pearl ASG, with a monthly leasing rate of 192 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the VW up!, the monthly vehicle tax is very low at 2 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 92 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 52 € per month, which is quite a low amount but of course mainly due to the low gross list price (17535 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: The only averagely high cost per kilometer in the amount of 0.23 € in connection with the, however, poor effective leasing factor of 1.09 are strong indications that this is a less good offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
10.416,00 €
Fixed operating costs
10.416,00 €
Lease payments Total
9.216,00 €
Total cost
19.632,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,23 €
Cumulative total cost / Km
0,23 €
∅ Cost / km
0,19 €
Leasing factor
0.78
from129,00 €
∅ Cost / km
0,22 €
Leasing factor
0.88
from159,00 €
∅ Cost / km
0,19 €
Leasing factor
0.78
from129,00 €