VW T-Roc 1.Generation R 4MOTION DSG - Costs
Monthly costs for VW T-Roc 1.Generation R 4MOTION DSG
The insurance costs for the VW T-Roc 1.Generation R 4MOTION DSG are quite expensive at around 122 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 25 €. The average depreciation of the VW T-Roc 1.Generation R 4MOTION DSG over a useful life of 5 years is 521 € per month. On average, the VW T-Roc 1.Generation R 4MOTION DSG trades for 49210 €, the offered vehicle has a gross list price of 61035 €.
VW T-Roc 1.Generation R 4MOTION DSG Total cost & lease factor
Calculation basis
The lease payment is 399 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW T-Roc? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 6721 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 25873 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 61035 €, you get the leasing factor. This VW T-Roc gives an effective leasing factor of 1.08, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 48 months
19.152,00 €
Transfer / Approval
6.721,00 €
+
Total cost
25.873,00 €
Leasing factor
Total cost
25.873,00 €
Runtime
48 Months
÷
Leasing rate
399,00 €
(335,29 € netto)
Effective leasing rate
539,02 €
(452,96 € netto)
Kaufpreis
49.990,00 €
Leasing factor
0.8
Effective leasing rate
1.08
VW T-Roc 1.Generation R 4MOTION DSG Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 399 €, the VW T-Roc 1.Generation R 4MOTION DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the VW T-Roc the monthly vehicle tax is rather high at 25 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are according to the performance of the vehicle 179 € monthly. Added to this are insurance costs of 122 € per month, a reasonable lump sum considering the gross list price of 61035 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 6721 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.65 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
26.017,00 €
Actual cost / Km
Fixed operating costs
26.017,00 €
Lease payments Total
19.152,00 €
+
Total cost
45.169,00 €
Total kilometers
39.984,00
÷
Cost / Km (only leasing)
0,65 €
Cumulative total cost / Km
0,65 €
Price development leasing VW T-Roc 1.Generation R 4MOTION DSG
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