The insurance costs for the VW T-Roc 1.Generation R 4MOTION DSG are quite expensive at around 122 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 25 €. The average depreciation of the VW T-Roc 1.Generation R 4MOTION DSG over a useful life of 5 years is 521 € per month. On average, the VW T-Roc 1.Generation R 4MOTION DSG trades for 49210 €, the offered vehicle has a gross list price of 60390 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
With a lease rate of 472 € per month for a term of 48 months, the VW T-Roc offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 4200 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 26856 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 60390 €, you get the leasing factor. With this VW T-Roc results in an effective leasing factor of 0.93, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Leasing rates / 48 months
22.656,00 €
Transfer / Approval
4.200,00 €
Total cost
26.856,00 €
Total cost
26.856,00 €
Runtime
48 Months
Leasing rate
472,00 €
(396,64 € netto)
Effective leasing rate
559,50 €
(470,17 € netto)
Bruttolistenpreis
60.390,00 €
Leasing factor
0.78
Effective leasing rate
0.93
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 472 €, the VW T-Roc 1.Generation R 4MOTION DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the VW T-Roc the monthly vehicle tax is rather high at 25 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are according to the performance of the vehicle 179 € monthly. Added to this are insurance costs of 122 € per month, a reasonable lump sum considering the gross list price of 60390 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 4200 €. The final assessment of this offer: rather high cost per kilometer (0.67 EUR) meets a rather high effective leasing factor of 0.93. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
23.496,00 €
Fixed operating costs
23.496,00 €
Lease payments Total
22.656,00 €
Total cost
46.152,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,67 €
Cumulative total cost / Km
0,67 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €