Insurance costs for the VW T-Roc 1.Generation Cabriolet 1.0 TSI OPF ACTIVE are quite reasonable at around 64 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 10 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW T-Roc 1.Generation Cabriolet 1.0 TSI OPF ACTIVE over a useful life of 5 years is 379 € per month. On average, the VW T-Roc 1.Generation Cabriolet 1.0 TSI OPF ACTIVE trades for 34285 €, the offered vehicle has a gross list price of 34755 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The lease payment is 289 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW T-Roc? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 839 €. Dividing the total costs (leasing costs + fixed costs = 14711 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 34755 €, you get the leasing factor. With this VW T-Roc results in an effective leasing factor of 0.88, therefore it is a good value leasing vehicle and a good leasing deal.
Leasing rates / 48 months
13.872,00 €
Transfer / Approval
839,00 €
Total cost
14.711,00 €
Total cost
14.711,00 €
Runtime
48 Months
Leasing rate
289,00 €
(242,86 € netto)
Effective leasing rate
306,48 €
(257,55 € netto)
Bruttolistenpreis
34.755,00 €
Leasing factor
0.83
Effective leasing rate
0.88
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 289 €, the VW T-Roc 1.Generation Cabriolet 1.0 TSI OPF ACTIVE is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the VW T-Roc, the monthly vehicle tax is quite favorable at 10 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 131 € per month, since the vehicle naturally also wants to be moved in accordance with its status. In addition, there are insurance costs of 64 € per month, which is quite a low amount but of course mainly due to the low gross list price (34755 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 839 € (one-time). The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.37 € and the effective leasing factor of 0.88.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
13.463,00 €
Fixed operating costs
13.463,00 €
Lease payments Total
13.872,00 €
Total cost
27.335,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,37 €
Cumulative total cost / Km
0,37 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €