VW T-Roc 1.Generation 2.0 TSI Sport 4MOTION DSG - Costs

Monthly costs for VW T-Roc 1.Generation 2.0 TSI Sport 4MOTION DSG

VW T-Roc 1.Generation  2.0 TSI Sport 4MOTION DSG

The insurance costs for the VW T-Roc 1.Generation 2.0 TSI Sport 4MOTION DSG are on average high with approx. 98 € per month.

The monthly tax is only 13 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the VW T-Roc 1.Generation 2.0 TSI Sport 4MOTION DSG trades for 30800 €, the offered vehicle has a gross list price of 50140 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

VW T-Roc 1.Generation 2.0 TSI Sport 4MOTION DSG Total cost & lease factor

Calculation basis

The lease payment is 339 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW T-Roc? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 4159 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 20431 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 50140 €, you get the leasing factor. With this VW T-Roc results in an effective leasing factor of 1.03, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.

However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.

Fixed costs

Leasing rates / 48 months

16.272,00 €

Transfer / Approval

4.159,00 €

+

Total cost

20.431,00 €

Leasing factor

Total cost

20.431,00 €

Runtime

48 Months

÷

Leasing rate

339,00 €
(284,87 € netto)

Effective leasing rate

425,65 €
(357,69 € netto)

Kaufpreis

41.210,00 €


Leasing factor

0.82

Effective leasing rate

1.03

VW T-Roc 1.Generation 2.0 TSI Sport 4MOTION DSG Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 339 €, the VW T-Roc 1.Generation 2.0 TSI Sport 4MOTION DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the VW T-Roc, the monthly vehicle tax is quite favorable at 13 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 138 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 98 € per month, which is basically a moderate cost considering the gross list price of 50140 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 4159 €. The final assessment of this offer: rather high cost per kilometer (0.51 EUR) meets a rather high effective leasing factor of 1.03. You should only accept this offer if you want this car from this dealer.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

20.335,00 €

Actual cost / Km

Fixed operating costs

20.335,00 €

Lease payments Total

16.272,00 €

+

Total cost

36.607,00 €

Total kilometers

39.984,00

÷

Cost / Km (only leasing)

0,51 €

Cumulative total cost / Km

0,51 €

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