VW T-Roc 1.Generation 1.5 TSI OPF ACT IQ.Drive 4MOTION DSG - Costs

Monthly costs for VW T-Roc 1.Generation 1.5 TSI OPF ACT IQ.Drive 4MOTION DSG

VW T-Roc 1.Generation  1.5 TSI OPF ACT IQ.Drive 4MOTION DSG

Find out the monthly maintenance cost for the VW T-Roc 1.Generation 1.5 TSI OPF ACT IQ.Drive 4MOTION DSG with tax, running costs, insurance and workshop costs. If you are interested in leasing a VW T-Roc 1.Generation 1.5 TSI OPF ACT IQ.Drive 4MOTION DSG, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.

With a lease term of 42 months and a monthly lease payment of 334 € with 10000 km mileage per year, there are fixed leasing costs of 14028 €. The insurance costs for the VW T-Roc 1.Generation 1.5 TSI OPF ACT IQ.Drive 4MOTION DSG are on average high with approx. 73 € per month.

The monthly tax is only 17 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the VW T-Roc 1.Generation 1.5 TSI OPF ACT IQ.Drive 4MOTION DSG trades for 32710 €, the offered vehicle has a gross list price of 35230 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

VW T-Roc 1.Generation 1.5 TSI OPF ACT IQ.Drive 4MOTION DSG Total cost & lease factor

Calculation basis

The lease payment is 334 € per month for a term of 42 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW T-Roc? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This VW T-Roc results in an effective leasing factor of 1.27, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.

However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.

Fixed costs

Leasing rates / 42 months

14.028,00 €

Transfer / Approval

0,00 €

+

Total cost

14.028,00 €

Leasing factor

Total cost

14.028,00 €

Runtime

42 Months

÷

Leasing rate

334,00 €
(280,67 € netto)

Effective leasing rate

334,00 €
(280,67 € netto)

Kaufpreis

26.290,00 €


Leasing factor

1.27

Effective leasing rate

1.27

VW T-Roc 1.Generation 1.5 TSI OPF ACT IQ.Drive 4MOTION DSG Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 334 €, the VW T-Roc 1.Generation 1.5 TSI OPF ACT IQ.Drive 4MOTION DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 42 months at the most favorable lease price . For the VW T-Roc the monthly vehicle tax averages out at 17 €. In the case of the VW T-Roc, the monthly vehicle tax is quite favorable at 17 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), amount to at least 132 € per month, since the vehicle of course also wants to be moved in accordance with its status. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (35230 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.4 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 42 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

12.768,00 €

Actual cost / Km

Fixed operating costs

12.768,00 €

Lease payments Total

14.028,00 €

+

Total cost

26.796,00 €

Total kilometers

35.000,00

÷

Cost / Km (only leasing)

0,40 €

Cumulative total cost / Km

0,40 €

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