VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang) - Costs
Monthly costs for VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang)
The insurance costs for the VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang)
are on average high with approx. 73 € per month.
The monthly tax is only 7 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang) trades for 23000 €, the offered vehicle has a gross list price of 35240 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang) Total cost & lease factor
Calculation basis
The lease payment is 354 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW T-Cross? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 865 €. Dividing the total costs (leasing costs + fixed costs = 17857 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 35240 €, you get the leasing factor. This VW T-Cross gives an effective leasing factor of 1.06, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Fixed costs
Leasing rates / 48 months
16.992,00 €
Transfer / Approval
865,00 €
+
Total cost
17.857,00 €
Leasing factor
Total cost
17.857,00 €
Runtime
48 Months
÷
Leasing rate
354,00 €
(297,48 € netto)
Effective leasing rate
372,02 €
(312,62 € netto)
Bruttolistenpreis
35.240,00 €
Leasing factor
1
Effective leasing rate
1.06
VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang) Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 354 €, the VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang) is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the VW T-Cross, the monthly vehicle tax is very low at 7 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 107 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (35240 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 865 € (one-time). The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.45 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
13.297,00 €
Actual cost / Km
Fixed operating costs
13.297,00 €
Lease payments Total
16.992,00 €
+
Total cost
30.289,00 €
Total kilometers
39.984,00
÷
Cost / Km (only leasing)
0,45 €
Cumulative total cost / Km
0,45 €
Price development leasing VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang)
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