VW Polo VI 1.0 TSI OPF Life DSG - Costs

Monthly costs for VW Polo VI 1.0 TSI OPF Life DSG

VW Polo VI  1.0 TSI OPF Life DSG

Find out the monthly maintenance cost for one VW Polo VI 1.0 TSI OPF Life DSG with tax, running costs, insurance and workshop costs. If you would like to lease a VW Polo VI 1.0 TSI OPF Life DSG, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.

With a lease term of 48 months and a monthly lease payment of 249 € with 10000 km mileage per year, there are fixed leasing costs of 11952 €. Insurance costs for the VW Polo VI 1.0 TSI OPF Life DSG are quite reasonable at around 64 € per month, especially for drivers with a high no-claims class.

The monthly tax is only 7 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW Polo VI 1.0 TSI OPF Life DSG over a useful life of 5 years is 265 € per month. On average, the VW Polo VI 1.0 TSI OPF Life DSG trades for 24335 €, the offered vehicle has a gross list price of 23480 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

VW Polo VI 1.0 TSI OPF Life DSG Total cost & lease factor

Calculation basis

The lease payment is 249 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW Polo? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This VW Polo gives an effective leasing factor of 1.06, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.

Fixed costs

Leasing rates / 48 months

11.952,00 €

Transfer / Approval

0,00 €

+

Total cost

11.952,00 €

Leasing factor

Total cost

11.952,00 €

Runtime

48 Months

÷

Leasing rate

249,00 €
(209,24 € netto)

Effective leasing rate

249,00 €
(209,24 € netto)

Bruttolistenpreis

0,00 €


Leasing factor

1.06

Effective leasing rate

1.06

VW Polo VI 1.0 TSI OPF Life DSG Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 249 €, the VW Polo VI 1.0 TSI OPF Life DSG is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the VW Polo, the monthly vehicle tax is very low at 7 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 125 € monthly. In addition, there are insurance costs of 64 € per month, which is quite a low amount but of course mainly due to the low gross list price (23480 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: The only averagely high cost per kilometer in the amount of 0.3 € in connection with the, however, poor effective leasing factor of 1.06 are strong indications that this is a less good offer.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

11.808,00 €

Actual cost / Km

Fixed operating costs

11.808,00 €

Lease payments Total

11.952,00 €

+

Total cost

23.760,00 €

Total kilometers

40.000,00

÷

Cost / Km (only leasing)

0,30 €

Cumulative total cost / Km

0,30 €

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