Find out the projected monthly maintenance cost for one VW Polo VI 1.0 TSI OPF IQ.Drive DSG (7-Gang) with tax, running costs, insurance and workshop costs.
If you are interested in leasing a VW Polo VI 1.0 TSI OPF IQ.Drive DSG (7-Gang), you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.
With a lease term of 42 months and a monthly lease payment of 222
€ with 10000 km mileage per year, there are fixed leasing costs of 9324 €. The insurance costs for the VW Polo VI 1.0 TSI OPF IQ.Drive DSG (7-Gang)
are on average high with approx. 78 € per month.
The monthly tax is only 9 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the VW Polo VI 1.0 TSI OPF IQ.Drive DSG (7-Gang) trades for 22300 €, the offered vehicle has a gross list price of 25095 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The lease payment is 222 € per month for a term of 42 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW Polo? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This VW Polo gives an effective leasing factor of 1.18, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 42 months
9.324,00 €
Transfer / Approval
0,00 €
Total cost
9.324,00 €
Total cost
9.324,00 €
Runtime
42 Months
Leasing rate
222,00 €
(186,55 € netto)
Effective leasing rate
222,00 €
(186,55 € netto)
Kaufpreis
18.880,00 €
Leasing factor
1.18
Effective leasing rate
1.18
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 222 €, the VW Polo VI 1.0 TSI OPF IQ.Drive DSG (7-Gang) is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 42 months at the most favorable lease price . With the VW Polo, the monthly vehicle tax is very low at 9 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 105 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 78 € per month, which is quite a low amount but of course mainly due to the low gross list price (25095 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: The only averagely high cost per kilometer in the amount of 0.27 € in connection with the, however, poor effective leasing factor of 1.18 are strong indications that this is a less good offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 42 months).
Costs p.a. (excl. leasing)
10.878,00 €
Fixed operating costs
10.878,00 €
Lease payments Total
9.324,00 €
Total cost
20.202,00 €
Total kilometers
35.000,00
Cost / Km (only leasing)
0,27 €
Cumulative total cost / Km
0,27 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €
∅ Cost / km
0,19 €
Leasing factor
0.78
from129,00 €
∅ Cost / km
0,22 €
Leasing factor
0.88
from159,00 €