Find out the projected monthly maintenance cost for the VW Polo VI 1.0 MPI Comfortline with tax, running costs, insurance and workshop costs.
If you would like to lease a VW Polo VI 1.0 MPI Comfortline, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 490 €.
With a lease term of 48 months and a monthly lease payment of 141.61
€ with 10000 km mileage per year, there are fixed leasing costs of 7287.28 €. The insurance costs for the VW Polo VI 1.0 MPI Comfortline
are on average high with approx. 73 € per month.
The monthly tax is only 8 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the VW Polo VI 1.0 MPI Comfortline trades for 16580 €, the offered vehicle has a gross list price of 16760 €.
The leasing rate is 141.61 € per month with a term of 48 months, so the offer is basically cheap to begin with. But is this VW Polo a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 490 €. Dividing the total costs (leasing costs + fixed costs = 7287.28 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 16760 €, you get the leasing factor. With this VW Polo results in an effective leasing factor of 0.95, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Leasing rates / 48 months
6.797,28 €
Transfer / Approval
490,00 €
Total cost
7.287,28 €
Total cost
7.287,28 €
Runtime
48 Months
Leasing rate
141,61 €
(119,00 € netto)
Effective leasing rate
151,82 €
(127,58 € netto)
Bruttolistenpreis
16.760,00 €
Leasing factor
0.89
Effective leasing rate
0.95
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The VW Polo VI 1.0 MPI Comfortline, with a monthly leasing rate of 141.61 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the VW Polo, the monthly vehicle tax is very low at 8 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 105 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (16760 €) and the vehicle size. A plus point with this offer: the transfer and registration costs are a slim 490 € ( one-time). The final assessment of this offer: average cost per kilometer (0.18 €) is joined by an average effective leasing factor of 0.95 - not a real deal, but not a bad offer either.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
12.538,00 €
Fixed operating costs
12.538,00 €
Lease payments Total
6.797,28 €
Total cost
19.335,28 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,18 €
Cumulative total cost / Km
0,18 €
∅ Cost / km
0,16 €
Leasing factor
0.88
from113,78 €
∅ Cost / km
0,17 €
Leasing factor
0.81
from118,52 €
∅ Cost / km
0,17 €
Leasing factor
0.81
from116,37 €