VW Golf VIII Variant 1.0 TSI Life - Costs
Monthly costs for VW Golf VIII Variant 1.0 TSI Life
The insurance costs for the VW Golf VIII Variant 1.0 TSI Life
are on average high with approx. 81 € per month.
The monthly tax is only 7 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW Golf VIII Variant 1.0 TSI Life over a useful life of 5 years is 320 € per month. On average, the VW Golf VIII Variant 1.0 TSI Life trades for 29290 €, the offered vehicle has a gross list price of 43525 €.
VW Golf VIII Variant 1.0 TSI Life Total cost & lease factor
Calculation basis
With a lease rate of 495 € per month for a term of 48 months, the VW Golf offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This VW Golf gives an effective leasing factor of 1.14, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Fixed costs
Leasing rates / 48 months
23.760,00 €
Transfer / Approval
0,00 €
+
Total cost
23.760,00 €
Leasing factor
Total cost
23.760,00 €
Runtime
48 Months
÷
Leasing rate
495,00 €
(415,97 € netto)
Effective leasing rate
495,00 €
(415,97 € netto)
Bruttolistenpreis
43.525,00 €
Leasing factor
1.14
Effective leasing rate
1.14
VW Golf VIII Variant 1.0 TSI Life Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 495 €, the VW Golf VIII Variant 1.0 TSI Life is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the VW Golf, the monthly vehicle tax is very low at 7 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 117 € per month, because the vehicle simply does not need much energy either. Added to this are insurance costs of 81 € per month, which is basically a moderate cost considering the gross list price of 43525 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.59 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
12.432,00 €
Actual cost / Km
Fixed operating costs
12.432,00 €
Lease payments Total
23.760,00 €
+
Total cost
36.192,00 €
Total kilometers
39.984,00
÷
Cost / Km (only leasing)
0,59 €
Cumulative total cost / Km
0,59 €
Price development leasing VW Golf VIII Variant 1.0 TSI Life
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