VW Golf VIII 1.5 TSI ACT Life - Costs
Monthly costs for VW Golf VIII 1.5 TSI ACT Life
Find out the projected monthly maintenance cost for one VW Golf VIII 1.5 TSI ACT Life with tax, running costs, insurance and workshop costs.
If you would like to lease a VW Golf VIII 1.5 TSI ACT Life, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 990 €.
With a lease term of 42 months and a monthly lease payment of 144
€ with 10000 km mileage per year, there are fixed leasing costs of 7038 €. The insurance costs for the VW Golf VIII 1.5 TSI ACT Life
are on average high with approx. 88 € per month.
The monthly tax is only 8 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW Golf VIII 1.5 TSI ACT Life over a useful life of 5 years is 321 € per month. On average, the VW Golf VIII 1.5 TSI ACT Life trades for 29650 €, the offered vehicle has a gross list price of 30485 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
VW Golf VIII 1.5 TSI ACT Life Total cost & lease factor
Calculation basis
The leasing rate is 144 € per month with a term of 42 months, so the offer is basically cheap to begin with. But is this VW Golf a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 990 €. Dividing the total costs (leasing costs + fixed costs = 7038 €) by the number of months (for this offer: 42 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 30485 €, you get the leasing factor. With this VW Golf results in an effective leasing factor of 0.78, therefore it is a good value leasing vehicle and a good leasing deal.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 42 months
6.048,00 €
Transfer / Approval
990,00 €
+
Total cost
7.038,00 €
Leasing factor
Total cost
7.038,00 €
Runtime
42 Months
÷
Leasing rate
144,00 €
(121,01 € netto)
Effective leasing rate
167,57 €
(140,82 € netto)
Kaufpreis
21.490,00 €
Leasing factor
0.67
Effective leasing rate
0.78
VW Golf VIII 1.5 TSI ACT Life Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The VW Golf VIII 1.5 TSI ACT Life, with a monthly leasing rate of 144 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 42 months at the most favorable lease price . With the VW Golf, the monthly vehicle tax is very low at 8 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 117 € per month, because the vehicle simply does not need much energy either. Added to this are insurance costs of 88 € per month, which is basically a moderate cost considering the gross list price of 30485 €. The total invoice for this offer also includes the transfer and registration costs in the amount of 990 € (one-time). The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.2 € and the effective leasing factor of 0.78.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 42 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
12.330,00 €
Actual cost / Km
Fixed operating costs
12.330,00 €
Lease payments Total
6.048,00 €
+
Total cost
18.378,00 €
Total kilometers
35.000,00
÷
Cost / Km (only leasing)
0,20 €
Cumulative total cost / Km
0,20 €
Price development leasing VW Golf VIII 1.5 TSI ACT Life
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