Volvo XC60 2.Generation T4 Polestar Performance Inscription Geartronic - Costs

Monthly costs for Volvo XC60 2.Generation T4 Polestar Performance Inscription Geartronic

Volvo XC60 2.Generation  T4 Polestar Performance Inscription Geartronic

Find out the projected monthly maintenance cost for one Volvo XC60 2.Generation T4 Polestar Performance Inscription Geartronic with tax, running costs, insurance and workshop costs. If you would like to lease a Volvo XC60 2.Generation T4 Polestar Performance Inscription Geartronic, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 990 €.

With a lease term of 60 months and a monthly lease payment of 342.01 € with 10000 km mileage per year, there are fixed leasing costs of 21510.6 €. The insurance costs for the Volvo XC60 2.Generation T4 Polestar Performance Inscription Geartronic are on average high with approx. 97 € per month.

The monthly tax is only 20 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The high average depreciation of the Volvo XC60 2.Generation T4 Polestar Performance Inscription Geartronic amounting to 622 € per month (for use over 5 years) is due not least to the high gross list price of 47800 €. On average, the Volvo XC60 2.Generation T4 Polestar Performance Inscription Geartronic trades for 56679 €, the offered vehicle has a gross list price of 47800 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

Volvo XC60 2.Generation T4 Polestar Performance Inscription Geartronic Total cost & lease factor

Calculation basis

The lease payment is 342.01 € per month for a term of 60 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Volvo XC60? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 990 €. Dividing the total costs (leasing costs + fixed costs = 21510.6 €) by the number of months (for this offer: 60 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 47800 €, you get the leasing factor. With this Volvo XC60 results in an effective leasing factor of 1, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.

However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.

Fixed costs

Leasing rates / 60 months

20.520,60 €

Transfer / Approval

990,00 €

+

Total cost

21.510,60 €

Leasing factor

Total cost

21.510,60 €

Runtime

60 Months

÷

Leasing rate

342,01 €
(287,40 € netto)

Effective leasing rate

358,51 €
(301,27 € netto)

Kaufpreis

35.888,00 €


Leasing factor

0.95

Effective leasing rate

1

Volvo XC60 2.Generation T4 Polestar Performance Inscription Geartronic Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 342.01 €, the Volvo XC60 2.Generation T4 Polestar Performance Inscription Geartronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 60 months at the most favorable lease price . For the Volvo XC60 the monthly vehicle tax is rather high at 20 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are according to the performance of the vehicle 169 € monthly. Added to this are insurance costs of 97 € per month, which is basically a moderate cost considering the gross list price of 47800 €. The total invoice for this offer also includes the transfer and registration costs in the amount of 990 € (one-time). The final assessment of this offer: rather high cost per kilometer (0.43 EUR) meets a rather high effective leasing factor of 1. You should only accept this offer if you want this car from this dealer.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 60 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

23.730,00 €

Actual cost / Km

Fixed operating costs

23.730,00 €

Lease payments Total

20.520,60 €

+

Total cost

44.250,60 €

Total kilometers

50.000,00

÷

Cost / Km (only leasing)

0,43 €

Cumulative total cost / Km

0,43 €

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