smart fortwo 453 cabrio EQ - Costs
Monthly costs for smart fortwo 453 cabrio EQ
Find out the monthly maintenance cost for the smart fortwo 453 cabrio EQ with tax, running costs, insurance and workshop costs. If you are interested in leasing a smart fortwo 453 cabrio EQ, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 690 €. With a lease term of 36 months and a monthly lease payment of 189 € with 5000 km mileage per year, there are fixed leasing costs of 7494 €. Insurance costs for the smart fortwo 453 cabrio EQ are quite reasonable at around 35 € per month, especially for drivers with a high no-claims class. The average depreciation of the smart fortwo 453 cabrio EQ over a useful life of 5 years is 217 € per month. On average, the smart fortwo 453 cabrio EQ trades for 25800 €, the offered vehicle has a gross list price of 25200 €.
smart fortwo 453 cabrio EQ Total cost & lease factor
Calculation basis
The leasing rate is 189 € per month with a term of 36 months, so the offer is basically cheap to begin with. But is this smart fortwo a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 690 €. Dividing the total costs (leasing costs + fixed costs = 7494 €) by the number of months (for this offer: 36 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 25200 €, you get the leasing factor. With this smart fortwo results in an effective leasing factor of 0.83, therefore it is a good value leasing vehicle and a good leasing deal.
Fixed costs
Leasing rates / 36 months
6.804,00 €
Transfer / Approval
690,00 €
+
Total cost
7.494,00 €
Leasing factor
Total cost
7.494,00 €
Runtime
36 Months
÷
Leasing rate
189,00 €
(158,82 € netto)
Effective leasing rate
208,17 €
(174,93 € netto)
Bruttolistenpreis
25.200,00 €
Leasing factor
0.75
Effective leasing rate
0.83
smart fortwo 453 cabrio EQ Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 189 €, the smart fortwo 453 cabrio EQ is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . The cost of operating the vehicle, an electric car, so the cost of electricity, amount to just 100 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 35 € per month, which is quite a low amount but of course mainly due to the low gross list price (25200 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 690 € (one-time). The final assessment of this offer: Considering the good effective leasing factor of 0.83, even the rather high cost per kilometer (0.5 €) no longer seems problematic - this offer is a good deal!.
The previous costs are now summed and divided by the number of inclusive kilometers (5000 km multiplied by the term 36 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
7.026,00 €
Actual cost / Km
Fixed operating costs
7.026,00 €
Lease payments Total
6.804,00 €
+
Total cost
13.830,00 €
Total kilometers
15.000,00
÷
Cost / Km (only leasing)
0,50 €
Cumulative total cost / Km
0,50 €
Price development leasing smart fortwo 453 cabrio EQ
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