The insurance costs for the Skoda Kodiaq 1.Generation 2.0 TDI SCR Style 4x4 DSG (7-Gang)
are on average high with approx. 88 € per month. The new CO2 pricing results in an increased monthly tax of 31 €. The average depreciation of the Skoda Kodiaq 1.Generation 2.0 TDI SCR Style 4x4 DSG (7-Gang) over a useful life of 5 years is 501 € per month. On average, the Skoda Kodiaq 1.Generation 2.0 TDI SCR Style 4x4 DSG (7-Gang) trades for 45944 €, the offered vehicle has a gross list price of 52939 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
With a lease rate of 690 € per month for a term of 48 months, the Skoda Kodiaq offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This Skoda Kodiaq results in an effective leasing factor of 1.44, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 48 months
33.120,00 €
Transfer / Approval
0,00 €
Total cost
33.120,00 €
Total cost
33.120,00 €
Runtime
48 Months
Leasing rate
690,00 €
(579,83 € netto)
Effective leasing rate
690,00 €
(579,83 € netto)
Kaufpreis
47.960,00 €
Leasing factor
1.44
Effective leasing rate
1.44
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 690 €, the Skoda Kodiaq 1.Generation 2.0 TDI SCR Style 4x4 DSG (7-Gang) is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the Skoda Kodiaq the monthly vehicle tax is quite high at 31 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 136 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 88 € per month, which is basically a moderate cost considering the gross list price of 52939 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.83 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
16.224,00 €
Fixed operating costs
16.224,00 €
Lease payments Total
33.120,00 €
Total cost
49.344,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,83 €
Cumulative total cost / Km
0,83 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,64 €
Leasing factor
1.07
from534,42 €